CHENNAI · FULLTIME
Senior Product Manager - Bank Connectivity Delivery

Accrualify India
Chennai · onsite · Posted 3d ago
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Section · 01
About this role
Job Summary
Your role: General - Data Analytics - M3 - IND
What youll be doing
We are seeking a Product Manager to drive the delivery of bank connectivity initiatives across global payment rails. This role is execution-focused and works closely with our technical delivery teams in the UK, North America and India. You will work hands-on with engineering to deliver SWIFT and API-based integrations to partner banks, ensuring complete lifecycle coverage from payment initiation through settlement, status reporting, exceptions, and reconciliation.
Responsibilities
- End-to-End Bank Integration Delivery
- Lead delivery of Cross-Border, regional and domestic rail integrations via API, SWIFT and host-to-host.
- Translate bank specifications into detailed product engineering requirements and delivery plans.
- Drive integration testing, certification, and production go-live.
- Manage post-integration lifecycle.
- Define integration success metrics (e.g., reliability, reconciliation accuracy, SLA adherence, operational efficiency).
- Standardize reusable integration patterns to reduce duplication and accelerate future bank onboarding.
- Embedded Technical Collaboration
- Work closely with engineering squads during design and build phases across multiple geographies.
- Participate in technical design discussions and sprint planning.
- Ensure resilience, observability, and operational readiness.
- Manage risks and delivery timelines across time zones.
- Full Payment Lifecycle Exception Handling
- Ensure complete lifecycle coverage including acknowledgements, status reporting, returns, and reconciliation.
- Design, deliver and validate robust handling of unhappy paths and operational edge cases.
- Anticipate failure modes across distributed systems (e.g., delayed acknowledgements, duplicate messages, reconciliation breaks).
- Design integrations with strong principles of idempotency, auditability, and operational observability.
What Were Looking For
- 5+ years of experience in payments product management or delivery.
- Experience delivering API-based bank integrations.
- Strong SWIFT/ISO20022 knowledge.
- Experience with Cross-Border and UK/EU domestic rails.
- Strong ability to work embedded within engineering teams and with globally distributed teams.
- Experience working within cross-functional teams in Agile environments, working with Engineering, Compliance, Risk, and Operations.
- Proficiency in product/engineering tools (Jira, Confluence), with a data-driven mindset and experience using analytics tools.
- Proven ability to drive internal platform optimization, automation, and operational tooling.
Additional Qualities We Value
- Demonstrated ownership mindset with the ability to make independent product decisions.
- Strong systems thinking and ability to reason about distributed payment workflows and state transitions.
- Experience defining and tracking outcome-based metrics (e.g., integration SLA performance, exception rates, operational cost per integration).
- Ability to challenge stakeholders constructively and influence cross-functional partners.
- Comfortably operates in ambiguity while maintaining execution rigor.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
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Section · 02