Senior Manager

Role Overview

The Senior Manager will be responsible for end-to-end financial controllership, including accounting , MIS, Compliance, Taxation, and operational finance. The Role partner closely with business team to ensure financial discipline accurate reporting , strong internal controls, and healthy cash flow, while supporting Strategic and regulatory decision making in a fast-paced regulated environment.

Key Responsibility :

Financial Planning , Budgeting and Control

Support & prepare Annual Budget, rolling forecast and variance analysis with a focus on unit economics transaction cost and ROI

Track Cost drivers including processing fees , platform cost , commissions, and credit related expenses ( Where applicable )

Support pricing ,margin and profitability analysis across transaction based, subscription .

End-to-End Accounting

• Own the complete accounting cycle from transaction recording to preparing final accounts
• Ensure books of accounts are maintained accurately as per Ind AS / IFRS / GAAP
• Prepare and finalize financial statements at group level. Prepare financial statement, notes to accounts, schedules and disclosures as per the requirements.

P & L Ownership and Business Partnering

• Own Company wide and product level P & L:s with granular visibility into transaction level economics
• Act as a finance partner to product ,growth , risk, and compliance team to elevate CAC , LTV , payback period, and profitability
• Provide financial inputs for new product launches , partnership, and market expansion

MIS , Financial Reporting & Close

• Own Monthly quarterly and annual financial close with strict timelines and high accuracy
• Build Management dashboards and MIS Covering metrics such as transaction volumes , revenue yield cost per transaction , working capital and collection.
• Prepare board level and investor reporting packs with clear financial commentary , risk, and outlook.
• Prepare monthly revenue with revenue dashboard & P&L dashboard for management review.
• Perform variance analysis, investigate deviations, and obtain explanations from departments.

Accounting, controls & Automation

• Ensure compliance , revenue recognition standards and transaction led accounting practices
• Design implements and strength internal control around transaction processing, reconciliation, and settlement
• Drive automation across accounting reconciliation and reporting using different tools
• Scrutinized of All daily entries, Review of Bank Reconciliation, wallet reconciliation.

Compliance , Audit & Governance

• Ensure compliance with the companies Act, GST , Income Tax and applicable RBI/ regulatory guidelines.
• Lead Statutory, tax, Internal and regulatory audits, always ensure Audit readiness
• Partner with Compliance and risk teams to maintain regulatory documentation and reporting

Taxation & Regulatory Reporting

• Manage direct and indirect taxation including GST , TDS , Income tax provisions , assessment, and filling.
• File corporate income tax returns (10 ITR), management ITR (4 ITR), prepare GST annual returns and audit compliance reports.
• Review annual ROC returns (AOC-4, MGT-7, Board Reports), FLA & APR.
• Ensure Accurate classification of Income tax streams for tax and regulatory purpose
• Oversee regulatory filings , certificates, and periodic reporting to authorities.

Treasury Cash Flow and Strategic Support

• Monitor daily cash position , liquidity and find flows across operating and accounts
• Support fundraising due diligence lender audit and investor information request
• Assist with financial evaluation of partnership acquisition and regulatory driven business change

Candidate Profile

• Qualified Charted Accountant: MBA (Finance ) or CFA is an added advantage
• 5-9 Years of experience in fintech ,payments, lending, NBFC’s, digital banking or regulated financial services
• Strong Understanding of transaction led accounting escrow/ nodal mechanism settlement and RBI aligned compliance
• Hands on experience with telly and other systems , reconciliation engines, tools and financial automation
• Prior exposure to Audit , fund raising or scale stage regulated business is highly preferred
• Ability to operate in fast paced environment with high ownership and attention to details.