Senior Executive - ECL
Godrej Capital · Mumbai · onsite · Posted 34d ago
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About this role
We are looking for a proactive, analytical, and detaildriven ECL Analyst to join our team. The ideal candidate will bring around 2 years of handson experience in IFRS 9 ECL provisioning, with a solid grounding in data analysis, statistical modelling, and financial risk reporting. The role requires strong technical proficiency in R, SQL, and Excel, along with the ability to interpret model outputs, identify trends, and communicate insights clearly to stakeholders. Candidates should demonstrate a passion for problemsolving, an eagerness to learn, and the discipline to work within rigorous risk and control frameworks.
Role & responsibilities
- Develop ECL Framework basis INDAS including development of PD, LGD and EAD Models
- Monthly execution and monitoring of ECL Models
- Calculate key ECL metrics and performance indicators to monitor model behaviour and portfolio risk trends.
- Actual vs. Expected tracking with portfolio deep dives
- Develop and Execute Loss Forecasting Models
- Model Documentation and Audit support for ECL Models
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About Godrej Capital

Godrej Capital
Financial Services
201
employees
Mumbai, Maharashtra
India
₹12.6L PA avg
Avg at Godrej Capital
About
Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle.
The organization has been consistently recognized as a Great Place to Work™ receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023.
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