Senior enterprise technology engineer
Bp Ergo · Pune · onsite · Posted 23d ago
Not disclosed7–9 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Entity
Technology
Job Family Group
IT&S Group
Job Description
Role Overview
The Retail Payments Operations is responsible for the overall operational performance, stability, and integrity of retail payment systems across instore and digital channels. This role owns payments issue management, settlement accuracy, fraud operations, and vendor performance, while leading and developing a team of Payments Administrators.
This position serves as the senior operational authority for payments, partnering closely with Technology, Finance, Risk, Store Operations, and external payment providers to ensure payment systems are reliable, secure, and scalable.
Key Responsibilities
Payments Operations Leadership
Be responsible for the day to day health of the retail payments ecosystem, including:
Card authorization and processing, POS and gateway connectivity
Settlement, funding, and reconciliation, Act as the final customer concern point for high severity payment incidents, Establishes operational standards, partner concern paths, and response playbooks, Lead postincident reviews and drive corrective and preventive actions, Team Leadership & Development, Handle, coach, and develop a team of Payments Administrators.
Set Performance Expectations And Benchmarks For
Incident resolution, Settlement accuracy, Fraud and chargeback handling
Ensure appropriate coverage for business critical periods (e.g., peak retail hours), Build payments operations expertise and resiliency within the team
Settlement, Reconciliation & Financial Governance
Own end to end settlement accuracy across all payment tenders
Ensure Strong Controls Around
Daily settlement and funding validation, Discrepancy investigation and resolution, Month end and quarter end close activities, Partner with Finance and Accounting to support audits, reconciliations, and SOX controls, find opportunities to automate reconciliation and improve data quality.
Fraud, Chargebacks & Risk Management, be responsible for fraud monitoring and operational response processes,
Own Chargeback Performance, Including
Trend analysis, Root cause identification, Processor and fraud vendor coordination, Partner with Risk and Compliance teams to:
Tune fraud rules, Reduce losses and false positives, Support PCIDSS and regulatory requirements
Vendor & Processor Management
Serve As The Primary Operational Relationship Owner For
Payment processors, Acquirers, Gateways, Fraud and risk vendors
Handle
SLA performance, Incident communications, Critical issues and service reviews
Support contract renewals, vendor evaluations, and processor changes
Coordinate operational readiness for new payment methods or platform changes, Strategy, Reporting & Continuous Improvement
Define And Track Payments Operations Benchmarks, Including
Incident volume and MTTR, Settlement accuracy, Fraud and chargeback rates
Deliver executive level reporting and insights
Find Opportunities To
Improve operational efficiency, Reduce cost and risk, Increase payment reliability and customer experience, Partner with Technology and Product teams on roadmap initiatives impacting payments
Supported Payment Channels
Instore POS payments (EMV, contactless, magstripe), Credit and debit cards
Digital wallets (Apple Pay, Google Pay), Gift cards and store value products
ecommerce and mobile payments (if applicable)
Required Qualifications
Experience & Expertise
7+ years of experience in payments operations, retail technology, finance operations, or related fields
3+ years of experience leading or managing teams
Deep Understanding Of
Card payment lifecycle (authorization → settlement → funding)
Retail POS environments
Payment processor operations and reporting
Tried experience managing high impact payment incidents in a retail environment
Technical & Analytical Skills
Strong ability to analyze settlement files, processor reports, and transaction data. Experience driving operational improvements and automation. Comfortable working across multiple payment platforms and systems. Risk, Compliance & Financial Controls
Strong Solid Understanding Of
PCIDSS requirements, Chargeback and dispute processes, Fraud monitoring and mitigation, SOX and audit controls related to payments
Leadership & Communication Skills
Strong people leadership and coaching skills, Clear, executive ready communication during incidents and reviews, Ability to influence across Technology, Finance, Risk, and Store Operations, Calm, conclusive leadership during payment outages or business critical events
Preferred Qualifications
Experience in multi store, high transaction volume retail
Omnichannel payments experience (instore + digital)
Experience leading processor migrations or new tender launches
Familiarity with major processors (e.g., Fiserv, FIS, Worldpay, Adyen, Stripe, etc.)
Success Measures
High availability and reliability of payment systems
Accurate and timely settlement with minimal discrepancies
Improved fraud and chargeback performance
Reduced incident recurrence and faster resolution times
Strong vendor performance and SLA adherence
High team engagement and capability growth
What We Offer
It's crucial to us that the differences we see in the world around us are reflected in our workplace. Who you are is what counts, not where you're from or how you live your life. At bp, we support our people to learn and grow in a diverse and challenging environment. We believe that our team is strengthened by diversity. We are committed to fostering an inclusive environment in which everyone is respected and treated fairly.
About Bp
Our purpose is to deliver energy to the world, today and tomorrow. For over 100 years, bp has focused on discovering, developing, and producing oil and gas in the nations where we operate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably is fundamental to achieving our ambition to be a net zero company by 2050 or sooner!
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Additional Information
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.
Even though the job is advertised as full time, please contact the hiring manager or the recruiter as flexible working arrangements may be considered.
What you can expect from us!
Our Commitment To Diversity, Equity And Inclusion
At bp, you could be part of Business Resource Groups (BRGs) which belief in the power of inclusion, deeper connections, and shared experiences. They provide a place for employees to learn and share knowledge, to connect, and to improve. The BRGs focus on and encourage talent engagement, development, and retention while creating a broadened sense of community and inclusion for bp employees. The groups cultivate leadership growth by involving employees in developmental opportunities they would not otherwise have access to. Formal and informal mentoring also helps employees develop their professional goals and connect with colleagues. The BRGs dedication to growth at all levels helps employees feel more engaged and energized. The BRGs break down barriers, so we can all do better together. Examples of BRGs include (but are not limited to):
bpWIN (bp Women's International Network) Pride Working parents PEN (Positively Ethnic Network) bpInclusia (bp's Asian community) bpEnergía (bp's Latin community)
Travel Requirement
Up to 10% travel should be expected with this role
Relocation Assistance:
This role is eligible for relocation within country
Remote Type
This position is a hybrid of office/remote working
Skills
Legal Disclaimer:
We are an equal opportunity employer. We do not discriminate on the basis of protected characteristics like race, religion, color, sex, national origin, sexual orientation, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp's recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.
If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.
Technology
Job Family Group
IT&S Group
Job Description
Role Overview
The Retail Payments Operations is responsible for the overall operational performance, stability, and integrity of retail payment systems across instore and digital channels. This role owns payments issue management, settlement accuracy, fraud operations, and vendor performance, while leading and developing a team of Payments Administrators.
This position serves as the senior operational authority for payments, partnering closely with Technology, Finance, Risk, Store Operations, and external payment providers to ensure payment systems are reliable, secure, and scalable.
Key Responsibilities
Payments Operations Leadership
Be responsible for the day to day health of the retail payments ecosystem, including:
Card authorization and processing, POS and gateway connectivity
Settlement, funding, and reconciliation, Act as the final customer concern point for high severity payment incidents, Establishes operational standards, partner concern paths, and response playbooks, Lead postincident reviews and drive corrective and preventive actions, Team Leadership & Development, Handle, coach, and develop a team of Payments Administrators.
Set Performance Expectations And Benchmarks For
Incident resolution, Settlement accuracy, Fraud and chargeback handling
Ensure appropriate coverage for business critical periods (e.g., peak retail hours), Build payments operations expertise and resiliency within the team
Settlement, Reconciliation & Financial Governance
Own end to end settlement accuracy across all payment tenders
Ensure Strong Controls Around
Daily settlement and funding validation, Discrepancy investigation and resolution, Month end and quarter end close activities, Partner with Finance and Accounting to support audits, reconciliations, and SOX controls, find opportunities to automate reconciliation and improve data quality.
Fraud, Chargebacks & Risk Management, be responsible for fraud monitoring and operational response processes,
Own Chargeback Performance, Including
Trend analysis, Root cause identification, Processor and fraud vendor coordination, Partner with Risk and Compliance teams to:
Tune fraud rules, Reduce losses and false positives, Support PCIDSS and regulatory requirements
Vendor & Processor Management
Serve As The Primary Operational Relationship Owner For
Payment processors, Acquirers, Gateways, Fraud and risk vendors
Handle
SLA performance, Incident communications, Critical issues and service reviews
Support contract renewals, vendor evaluations, and processor changes
Coordinate operational readiness for new payment methods or platform changes, Strategy, Reporting & Continuous Improvement
Define And Track Payments Operations Benchmarks, Including
Incident volume and MTTR, Settlement accuracy, Fraud and chargeback rates
Deliver executive level reporting and insights
Find Opportunities To
Improve operational efficiency, Reduce cost and risk, Increase payment reliability and customer experience, Partner with Technology and Product teams on roadmap initiatives impacting payments
Supported Payment Channels
Instore POS payments (EMV, contactless, magstripe), Credit and debit cards
Digital wallets (Apple Pay, Google Pay), Gift cards and store value products
ecommerce and mobile payments (if applicable)
Required Qualifications
Experience & Expertise
7+ years of experience in payments operations, retail technology, finance operations, or related fields
3+ years of experience leading or managing teams
Deep Understanding Of
Card payment lifecycle (authorization → settlement → funding)
Retail POS environments
Payment processor operations and reporting
Tried experience managing high impact payment incidents in a retail environment
Technical & Analytical Skills
Strong ability to analyze settlement files, processor reports, and transaction data. Experience driving operational improvements and automation. Comfortable working across multiple payment platforms and systems. Risk, Compliance & Financial Controls
Strong Solid Understanding Of
PCIDSS requirements, Chargeback and dispute processes, Fraud monitoring and mitigation, SOX and audit controls related to payments
Leadership & Communication Skills
Strong people leadership and coaching skills, Clear, executive ready communication during incidents and reviews, Ability to influence across Technology, Finance, Risk, and Store Operations, Calm, conclusive leadership during payment outages or business critical events
Preferred Qualifications
Experience in multi store, high transaction volume retail
Omnichannel payments experience (instore + digital)
Experience leading processor migrations or new tender launches
Familiarity with major processors (e.g., Fiserv, FIS, Worldpay, Adyen, Stripe, etc.)
Success Measures
High availability and reliability of payment systems
Accurate and timely settlement with minimal discrepancies
Improved fraud and chargeback performance
Reduced incident recurrence and faster resolution times
Strong vendor performance and SLA adherence
High team engagement and capability growth
What We Offer
It's crucial to us that the differences we see in the world around us are reflected in our workplace. Who you are is what counts, not where you're from or how you live your life. At bp, we support our people to learn and grow in a diverse and challenging environment. We believe that our team is strengthened by diversity. We are committed to fostering an inclusive environment in which everyone is respected and treated fairly.
About Bp
Our purpose is to deliver energy to the world, today and tomorrow. For over 100 years, bp has focused on discovering, developing, and producing oil and gas in the nations where we operate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably is fundamental to achieving our ambition to be a net zero company by 2050 or sooner!
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Additional Information
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.
Even though the job is advertised as full time, please contact the hiring manager or the recruiter as flexible working arrangements may be considered.
What you can expect from us!
Our Commitment To Diversity, Equity And Inclusion
At bp, you could be part of Business Resource Groups (BRGs) which belief in the power of inclusion, deeper connections, and shared experiences. They provide a place for employees to learn and share knowledge, to connect, and to improve. The BRGs focus on and encourage talent engagement, development, and retention while creating a broadened sense of community and inclusion for bp employees. The groups cultivate leadership growth by involving employees in developmental opportunities they would not otherwise have access to. Formal and informal mentoring also helps employees develop their professional goals and connect with colleagues. The BRGs dedication to growth at all levels helps employees feel more engaged and energized. The BRGs break down barriers, so we can all do better together. Examples of BRGs include (but are not limited to):
bpWIN (bp Women's International Network) Pride Working parents PEN (Positively Ethnic Network) bpInclusia (bp's Asian community) bpEnergía (bp's Latin community)
Travel Requirement
Up to 10% travel should be expected with this role
Relocation Assistance:
This role is eligible for relocation within country
Remote Type
This position is a hybrid of office/remote working
Skills
Legal Disclaimer:
We are an equal opportunity employer. We do not discriminate on the basis of protected characteristics like race, religion, color, sex, national origin, sexual orientation, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp's recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.
If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.
Sourced from foundit
Skills
Card payment lifecycle authorization ? settlement ? fundingChargeback and dispute processesFraud monitoring and mitigationOperational improvements and automationPayment processor operations and reportingPCIDSS requirementsRetail POS environmentsSOX and audit controls related to payments