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    Job · 16738076

    CreditAccess Grameen logo

    Senior Data Modeler

    CreditAccess Grameen · Bengaluru · onsite · Posted 89d ago

    Not disclosed5–7 yrsfulltimeSourced fromInstahyre

    About a minute. You'll make an account on the way through.

    About this role

    We are augmenting our Data Intelligence team with a Senior Data Modeller who can build statistical and machine learning models that directly support lending decisions: propensity, risk, cross-sell, and application scoring, depending on the candidate's strongest background. This role owns the model build end-to-end: from feature creation through to a validated, deployable model, working closely with data analysts and Risk, Credit, or Marketing stakeholders on model use and adoption.


    Responsibilities:

    • Design and build predictive models such as propensity / cross-sell models, application scorecards, or risk/delinquency models depending on domain fit.
    • Engineer features from transactional, bureau, collections, or campaign data to feed model development.
    • Apply and compare modelling techniques (e. g., logistic regression, XGBoost / gradient boosting, decision trees, and similar classification techniques) to select the best-fit approach.
    • Validate model performance metrics, stability checks, and back-testing and document model logic and assumptions for governance and audit.
    • Partner with data analysts and Risk, Credit, or Marketing stakeholders (as aligned) to translate business objectives into model design choices.
    • Support model deployment, scoring pipeline handoff, and periodic model monitoring/recalibration.
    • Write and optimise SQL for feature extraction and model dataset preparation.


    Requirements:

    • 5-7 years of experience building statistical / machine learning models in a Bank or NBFC, with lending experience mandatory (microfinance exposure not required).
    • Hands-on experience building propensity, cross-sell, risk, or application scoring models using techniques such as logistic regression, XGBoost, or other tree-based / classification methods.
    • Strong Python (or R) skills for model development, plus strong hands-on SQL for feature and dataset preparation.
    • Experience modelling in at least one of: risk/credit, or marketing/cross-sell.
    • Ability to explain model logic, drivers, and trade-offs clearly to business and risk stakeholders.


    Good to Have:

    • Experience with model validation, monitoring, or governance frameworks.
    • Exposure to credit bureau data, collections data, or campaign/CRM data.
    • Familiarity with loan lifecycle metrics (delinquency, vintage, roll-rate) or marketing metrics (funnel, attribution, CLV).
    • Experience with dimensional/semantic data modelling (star schema or equivalent) as a supporting skill.
    • Bachelor's or Master's degree in a quantitative discipline Statistics, Economics, Engineering, Computer Science, or related field.

    Sourced from instahyre

    Skills

    rPythonMachine LearningmodelingmodellingModellermodelerSQL

    About CreditAccess Grameen

    CreditAccess Grameen logo

    CreditAccess Grameen

    NBFC

    19.4k+

    employees

    1999

    27 years old

    Bangalore/Bengaluru, Karnataka

    India

    ₹3.8L PA avg

    Avg at CreditAccess Grameen

    About

    CreditAccess Grameen Limited is a leading Indian micro-finance institution headquartered in Bangalore, focused on providing micro-loans to women customers predominantly in Rural Areas in India. CreditAccess Grameen began its journey in a small village in Karnataka in 1999. It has followed a strategy of a contiguous district-based expansion across regions and, as of September 30,2019 it covered 213 districts in the thirteen states (Karnataka, Maharashtra, Tamil Nadu, Chhattisgarh, Madhya Pradesh, Odisha, Kerala, Goa, Gujarat, Rajasthan, Jharkhand, Bihar and Uttar Pradesh) and one union territory (Puducherry) in India through 887 branches and 7119 loan officers.

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