Senior Business Analyst

Role Summary

We are looking for a Senior Business Analyst with strong experience in Corporate Cash Management, Liquidity Management and Escrow Accounts. The candidate must be capable of independently engaging with business stakeholders, gathering and analyzing requirements, and preparing comprehensive BRDs and workflow diagrams.

Key Responsibilities

• Conduct requirement-gathering workshops with Corporate Banking, Cash Management, Treasury, Operations, Finance and Technology teams.
• Analyze existing processes and define target-state business requirements.
• Prepare BRDs, functional requirements, business rules, process flows, user stories and acceptance criteria.
• Create professional end-to-end workflow and swimlane diagrams using Microsoft Visio and/or draw.io.
• Document functional requirements for corporate payments, collections, liquidity management and escrow accounts.
• Coordinate requirement reviews, resolve open points and obtain business sign-off.
• Support solution design, system integration, SIT, UAT and implementation activities.

Required Functional Knowledge

• Corporate payments and collections.
• Cash positioning and balance visibility.
• Cash concentration and sweeping.
• Zero-balance, target-balance and threshold sweeping.
• Physical and notional pooling.
• Liquidity forecasting and intraday liquidity management.
• Corporate account structures and reconciliation.
• Escrow account opening, funding, transaction controls, disbursement, reconciliation, reporting and account closure.
• Maker-checker-approver workflows, transaction limits and corporate-user entitlements.
• Domestic and cross-border payments, SWIFT and ISO 20022.
• Host-to-host, APIs, payment hubs and core-banking integration.
  Relevant experience in Escrow Accounts
  Strong hands-on proficiency in Visio or Draw.io for preparing workflow diagrams

Mandatory Requirements

• 10+ years of experience in transaction banking, corporate banking, cash management or liquidity management.
• At least 5 years of experience as a Business Analyst or functional SME.
• Demonstrated experience in Cash and Liquidity Management projects.
• Practical working experience with Escrow Accounts.
• Strong BRD-writing and requirement-management capabilities.
• Proficiency in Microsoft Visio and/or draw.io for detailed workflow diagrams.
• Ability to conduct workshops and interact with business stakeholders independently.
• Strong communication, analytical and stakeholder-management skills.

Preferred Experience

• Saudi or GCC banking experience.
• Knowledge of SAMA requirements and Saudi payment systems such as SARIE, SADAD, WPS and Mudad.
• Experience with Islamic banking and Shariah-compliant cash-management products.
• Experience with corporate digital-banking platforms and core-banking systems.