Senior B2B Credit Policy Specialist

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior B2B Credit Policy Specialist based in Brazil.

This is a strategic opportunity for an experienced credit professional to help shape scalable financial solutions within a fast-growing, data-driven environment. The role focuses on designing and optimizing B2B credit policies, improving risk assessment processes, and supporting sustainable portfolio growth. You will leverage analytics, automation, and financial insights to influence key business decisions and strengthen credit strategies. Working closely with cross-functional teams, you will help balance commercial opportunities with financial health and risk management. The position offers the chance to contribute to innovative credit models while working in a flexible, remote-first setting. If you enjoy solving complex challenges, using data to drive impact, and building smarter financial ecosystems, this role offers an exciting next step.

Accountabilities:: As a Senior B2B Credit Policy Specialist, you will play a key role in developing and enhancing credit strategies, using data and automation to support business growth while maintaining portfolio quality. Your responsibilities will include:

Designing, implementing, and continuously improving B2B credit policies for granting, maintaining, and expanding credit limits.

Monitoring portfolio performance through key risk indicators such as overdue rates, bad debt levels, and payment behavior.

Developing risk-based pricing strategies by analyzing customer profiles and calibrating commercial conditions to balance competitiveness and profitability.

Partnering with data teams to create, improve, and validate credit scoring and behavior scoring models.

Supporting automation initiatives and decision-making processes through data-driven solutions and advanced analytics.

Acting as a strategic advisor to Sales and Customer Success teams, helping align portfolio growth with financial sustainability.

Translating complex analyses into clear recommendations for stakeholders and contributing to continuous improvement of credit processes.

Requirements:

The ideal candidate combines strong credit risk expertise with analytical capabilities and a strategic mindset. You should have:

Bachelor’s degree in Engineering, Economics, Statistics, Business Administration, Finance, or a related quantitative field.

Proven experience in B2B credit risk, including credit policy development, credit limit management, and risk-based pricing strategies.

Advanced SQL skills and experience using data visualization tools such as Tableau, Power BI, or Looker.

Knowledge of Python is considered a plus.

Experience working with automated decision engines and credit scoring models, including application and behavioral scoring.

Strong understanding of corporate financial analysis, including P&L statements and cash flow analysis, particularly within the SME segment.

Familiarity with Brazilian credit bureaus and the local financial regulatory environment.

Experience with recurring revenue or SaaS business models is a plus.

Strong analytical thinking, problem-solving abilities, and the capacity to communicate insights effectively with senior stakeholders.

A hands-on, adaptable approach with the ability to thrive in a fast-paced and evolving environment.

Advanced English proficiency is a plus.

Benefits:

The role offers a flexible and supportive work environment designed to promote professional growth, wellbeing, and work-life balance, including:

Remote work flexibility, allowing you to work from anywhere in Brazil.

Flexible scheduling to help align work routines with personal needs and team requirements.

Home office support to help create a productive workspace.

Health, dental, and life insurance coverage.

Access to wellness resources, including fitness, mindfulness, nutrition, and mental wellbeing programs.

Emotional wellbeing support with access to therapy sessions and personalized wellbeing journeys.

Paid time off policies, including vacation time, additional personal days, tenure-based days off, and a birthday holiday.

Paid parental leave to support employees during important family moments.

Career development opportunities through learning platforms, development programs, and internal growth opportunities.

An inclusive culture focused on collaboration, trust, diversity, and creating meaningful impact.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best!  Why Apply Through Jobgether?    Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.     #LI-CL1