Senior Auditor position in Credit cards Chennai

1. Data Analytics & Technical Assessment Execute and lead analyticsdriven audit tests using SQL, Python, and other relevant tools to evaluate endtoend credit card operations. Perform deepdive analysis of large transaction datasets, data marts, authorizations, fee computations, and customer behavior patterns. Identify anomalies, trends, and risk indicators through automated scripts and advanced analysis techniques. 2. Outlier Detection & Visualization Develop logic to detect outliers and exceptionbased patterns within credit card portfolios. Convert analytical findings into clear visual dashboards, charts, and slides for presentation to stakeholders and audit committees. Use visualization tools (e.g., Power BI, Tableau) to highlight control gaps, fraud indicators, and systemic issues. 3. Audit Automation & Process Optimization Translate functional audit requirements into automated scripts, workflows, and repeatable test routines. Partner with Audit Technology teams to design automated controls and continuous auditing mechanisms. Drive adoption of digital tools to enhance audit coverage and reduce manual testing. 4. Credit Card Systems & Operational Knowledge Apply strong understanding of credit card processing systems, including card issuance, authorization logic, settlement processes, fee and reward computation, and fraud monitoring. Evaluate system functionality to ensure alignment with control expectations, regulatory norms, and business requirements. Use system knowledge to strengthen audit test design and identify control weaknesses effectively. 5. UAT Review & PostImplementation Audit Review Business Requirement Documents (BRDs), change notes, and UAT test plans to understand system changes. Assess the adequacy of UAT coverage, scenario testing, defect closure, and traceability to business needs. Conduct postimplementation reviews to confirm accuracy of deployed functionalities, robustness of controls, and absence of unintended system risks. 6. Risk Identification & Control Evaluation Evaluate the effectiveness of operational, technology, and financial controls related to credit card issuance, usage, fraud management, collections, billing, and customer servicing. Identify systemic weaknesses, compliance gaps, revenue leakages, and risk exposures through structured audit testing. Recommend actionable control enhancements and followup on remediation progress. 7. Stakeholder Engagement & Reporting Prepare detailed, datadriven audit reports and presentations articulating key observations, root causes, and risk implications. Collaborate with crossfunctional teams including Credit Cards, Technology, Fraud Risk, Operations, and Product Management. Support senior management and Audit Committee discussions with strong analytical insights and clear communication.