Senior Analyst- Credit Analysis- UK & Europe

Job Summary

The role sits within the Research Analysis (RA) function supporting ANZ's UK Europe Corporate Banking business. The team manages a large and diverse portfolio of institutional clients across a range of sectors including Retail, Manufacturing, Industrials, Media, Entertainment, and other corporate industries.

Research Analysis is responsible for partnering closely with Coverage and Credit Risk teams to identify, assess, and manage customer and portfolio risks while supporting business growth. The team acts as a key interface between Relationship Managers and Credit, delivering balanced outcomes through strong customer focus, proactive risk management, and efficient execution.

The role provides exposure to the end-to-end credit management lifecycle, including credit writing, risk grading, credit analysis, approvals, documentation, portfolio monitoring, covenant monitoring, and ongoing portfolio management activities.

Role Type: Permanent. Location: Bengaluru.

What will your day look like

• Conduct detailed financial, business, and industry analysis for institutional corporate clients.
• Prepare high-quality credit submissions, annual reviews, and credit recommendations.
• Identify, assess, and manage risks associated with clients capital structures, management teams, and financial performance.
• Manage a diverse portfolio of clients, ensuring timely completion of annual reviews, risk monitoring, and portfolio management activities.
• Drive end-to-end credit processes including risk grading, credit assessment, credit approval support, documentation review, and ongoing portfolio monitoring.
• Partner with Relationship Managers and Credit teams on risk, performance, and transaction-related matters.
• Complete portfolio management activities including covenant monitoring, limit maintenance, and well-managed regulatory requirements.
• Monitor emerging risks and proactively escalate issues where appropriate.
• Contribute to maintaining portfolio quality in line with ANZ policies, risk appetite, and regulatory requirements.

What will you bring

• 1-3 years work experience in credit risk, corporate banking, portfolio management or financial analysis.
• Strong credit analysis and report writing skills with the ability to translate financial and business insights into actionable credit recommendations.
• Understanding of Banking operations and Banking Products
• Ability to deliver quality outcomes across a large and diverse client portfolio
• Strong stakeholder management and relationship building skills.
• Qualified Chartered Accountant or MBA Finance from a premier institution or other avenues such as master s in economics, etc

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.