Senior Analyst- Annual Review

About Us Evalueserve is looking to hire someone with experience in credit review/appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large corporates (3-10 yrs’ experience) Candidates preferred with notice period- 0-30 days!

Roles & Responsibilities • Will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending journey such as follows: • Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit • Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters) • Calculating covenants in line with facility agreements and providing detailed rationale for covenant • Met/Breach results • Performing Annual/Quarterly or Half yearly reviews small or medium connections: • Business Overview • Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios) • Covenant performance • PD/LGD analysis • Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, • Interest cover, leverage etc.) or any other sector-based guideline

Required Qualifications • Bachelor's/ Master’s degree with a major in finance, economics, accounting or from a reputed institute with 2-10 years’ experience in similar profile • Strong Accounting and financial skills • Understanding and experience of credit review or underwriting role is desirable • Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable. • Excellent interpersonal and ability to build strong team culture • Ability to practice attentive and active listening skills • Challenging current thinking by implementing new ways of working Strong Accounting and financial skills • Understanding and experience of credit review or underwriting role is Preferable • Good MS Office Skills • Excellent Communication and interpersonal skills • Ability to ensure that tasks within areas of responsibility are completed in a timely manner • Ability to practice attentive and active listening skills • Ability to identify pro-active ways to contribute to firms’ goals & mission • Challenging current thinking by implementing new ways of working.