Senior Accountant

About the Role

Clutch is hiring a Senior Accountant to own our month-end close from start to finish, partnering closely with our Accounting Manager to build a close that’s fast, clean, and audit-ready.

This is not a support role: you drive the process, identify gaps, and build the documentation and controls that let us scale. We’re accelerating our close to a standard 5-7 business day cycle while coordinating financial operations across a distributed team, so this role carries real ownership from day one.

We’re looking for someone who combines strong technical accounting expertise with a builder’s mindset — someone who enjoys taking ownership and solving complex problems.

About the Team

The Accounting & Finance team is small, senior, and hands-on. We’re focused on creating accurate, efficient, and scalable accounting processes while delivering timely financial insights that support the business, and we work closely with FP&A, People, and Legal.

As a Senior Accountant, you’ll report directly to the Accounting Manager and act as the team’s hands-on execution partner, building the documentation and controls that let accounting scale alongside the business.

If you’re excited about building in a fast-moving environment, thrive on accountability, and want to help shape the future of the finance function, we’d love to meet you.

What You’ll Do

Within 3 months, you will:

• Develop a strong understanding of Clutch’s business model, credit union client base, and month-end close process.

• Own assigned balance sheet reconciliations and journal entries with accuracy and timeliness.

• Become proficient in QuickBooks Online and our broader financial stack, including our Rippling integration.

• Partner with cross-functional teams to ensure transactions are recorded accurately and in accordance with U.S. GAAP.

• Own at least one full close cycle end-to-end, documenting the process, while identifying opportunities to improve efficiency and strengthen controls.

Within 6 months, you will:

• Take ownership of key general ledger areas, including the chart of accounts, prepaid asset schedules, and fixed asset/depreciation registers. You will become the primary accounting owner for assigned accounts and business processes.

• Assist with technical accounting analyses, including revenue recognition under ASC 606.

• Help improve and document accounting policies, close procedures, and internal controls, including materiality thresholds and expense limits.

• Compile PBC lists, support audit requests, and act as a primary operational point of contact for external auditors during our financial statement audit.

• Partner with FP&A and business stakeholders to improve financial reporting and operational insights, and coordinate monthly GL workflows with our distributed accounting team, reviewing their deliverables for accuracy and U.S. GAAP alignment.

Within 9 months, you will:

• Serve as a trusted accounting partner across the organization, providing guidance on accounting impacts for new products, contracts, and business initiatives.

• Lead process improvement projects that increase automation, scalability, and close speed.

• Recommend and implement best practices to support a growth-stage business, including timely and accurate sales tax and annual tax reporting.

• Mentor junior team members and contribute to building a high-performing accounting function prepared for continued growth.

What You’ll Bring

Must-haves:

• Bachelor’s degree in Accounting or Finance.

• CPA license (or active progress toward obtaining your CPA) strongly preferred.

• 3–6 years of progressive accounting experience, including at least 2 years leading or co-leading a full-cycle month-end close.

• Strong understanding of U.S. GAAP, including ASC 606 revenue recognition.

• Hands-on ownership of general ledger accounts, reconciliations, accruals, and month-end close.

• Experience working in a venture-backed, fast-paced startup environment where priorities evolve quickly.

• Strong attention to detail with the ability to balance accuracy and speed.

• Excellent analytical and problem-solving skills.

• Ability to communicate accounting concepts clearly to both finance and non-finance partners.

• A proactive mindset. You identify issues before they become problems and enjoy improving how work gets done.

• Experience supporting a financial statement audit end-to-end, including PBC ownership and direct auditor interaction.

• Advanced proficiency in QuickBooks Online (or a comparable ERP) and Excel/Google Sheets (reconciliations, models, lookups).

Nice-to-haves:

• Public accounting experience (Big 4 or regional firm).

• Experience with Rippling, Sequence HQ, or similar modern fintech accounting tooling.

• Exposure to lending, credit, or regulated financial services.

• Familiarity with financial systems integrations and accounting automation tools.

• Experience working in a company that has successfully scaled through multiple funding rounds.

• Experience working with stock compensation, equity accounting, or other startup-specific accounting topics.

Please note that this role may evolve as our business needs change, so we appreciate your flexibility and adaptability.

What’s In It For You?

• Remote Flexibility: Enjoy the freedom of remote work from anywhere, balancing life and career seamlessly.

• Unforgettable Off-Sites: Twice a year, bond with colleagues in exciting destinations, fostering teamwork and fresh ideas.

• Paid Time Off: Enjoy flexible PTO days yearly for relaxation and rejuvenation.

• Stock Options: Joining us means having a stake in our success, so you'll receive stock options as part of your compensation package.

• Home Office Setup: Create your ideal workspace with a dedicated budget for home office essentials.

• Work Trip Budget: Grow personally and professionally with a budget for work-related trips and co-working.

• Health Coverage: Prioritize your well-being with comprehensive health and dental insurance plans.

About Us

Clutch is a revolutionary vertical SaaS company, proudly backed by Andreessen Horowitz (A16z), aimed at revolutionizing the way Credit Unions engage and change the lives of their members. As a champion of financial well-being, we address the urgent need for affordable lending solutions in an era where the average American grapples with over $155,000 in household debt.  Unlike traditional financial institutions, Clutch develops software to turn Credit Unions into FinTech lenders and leverage their balance sheets to responsibly lend to over 130M Americans. Our mission extends beyond mere financial transactions; we strive to fundamentally enhance the way credit unions interact with their members. By integrating cutting-edge technologies and user-centric designs, we help credit unions provide seamless digital experiences that are on par with leading tech companies. This approach not only preserves but revitalizes the longstanding tradition of community and member-focused service inherent to credit unions.

Clutch is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

Our organization participates in E-Verify. Click here https://www.e-verify.gov/about-e-verify/what-is-e-verify to learn about E-Verify.

A Note About AI at Clutch We love AI. We use it often and encourage our team to creatively and effectively leverage AI tools in their work. If you join Clutch, we hope you'll bring the same enthusiasm for exploring how AI can amplify impact, productivity, and innovation.

That said, during the interview process, we want to hear your thoughts. Please approach interviews without the use of AI tools—our goal is to get to know how you think, solve problems, and communicate. Once you're in the seat, bring on the prompts!