Sales Manager-Loan on Cards

Job Title:

Sales Manager-Loan on Cards

Job Details:

Job Name - PA (Business Unit): Sales Manager-Loan on Cards

Business Unit (PA): Payments Business

Team: Sales Payment - Loan on Cards

Reports to (job): Cluster Head/Regional Head -LOC-Pymt Business

Location of role: Pan India

Job Fn: Sales

Role Type: IC

No of direct reportees: 10 to 12

Travel Required: Yes

Job Band Range: E1 - E4

JD Created date: 01-02-2026

JD Updated date: 01-02-2026

Version No: 1.0

Job Purpose:

Drive Loan on Cards sourcing via digital channels

Boost productivity, manage costs, ensure compliant sourcing

Hire sales officers, maintain budgeted manpower

Coach, mentor, motivate team for productivity

Conduct training and refresher sessions

Drive cross-sell: Merchant Acq, Credit Cards, TPP, CASA, Assets

Adhere to sales processes

Cross-sell to existing customers for activation, usage

Job Responsibilities:

Achieve assigned LOC targets

Train, engage team

Activate SOs, ensure LOC productivity

Visit Sales Hubs, Branch Offices

Drive cross-sell: Merchant Acquiring, Credit Cards, TPP

Sell bank assets: Credit MEG OD, RA Loans

Hire suitable SO candidates

Minimize team attrition

Coach SO team on product, processes

Motivate, mentor team for productivity

Conduct timely training, refresher sessions

Ensure PLP clarity for team members

Educational Qualifications:

Graduation

Post-Graduation/MBA

Key Skills:

Sales, influencing skills

Banking product, process knowledge

Planning, organizing skills

Communication

Team handling experience preferred

Experience Required:

2-4 years sales, relationship management

Preferred: Banking, Telecom, FMCG, Financial Services

Major Stakeholders:

Customers

Branch Banking Team

Asset verticals

Operations/CPA

Payment Product team

Other cross-sell functional stakeholders