Risk Manager

About The Role

• Risk team will be analysing the financial statements and assessment of credit requests, including new requests, changed requests, refinancing, annual due diligence and also p provide recommendations tied to analysis and assessment of credit risk .
• Present analysis, findings, and recommendations to managers, especially findings that involve a borrower's ability to repay .

Key Responsibilities

• Analyse financial and business risk for financial institutions/ Corporates and provide accurate update on their overall business model from a risk perspective.
• Be brilliant with numbers, analysing financial statements, interpreting data and solving problems. Understand the balance sheet and analyse financial statements.
• Participate in due-diligence and analysis, preparation of credit proposals, undertaking market research and presenting to the management.
• Experience in developing risk score card/risk score models would be an added advantage.
• Experience in conducting due diligence in various sectors like retail, manufacturing, Hospitality, Food and beverage, financial sector will be required .
• Make sense of global markets and macros – economic analysis, drivers, what regulators do.
• Assess the credit risks and suggest suitable risk mitigants.
• Present and provide recommendations to credit committee around risk portfolio of the clients based on multiple aspects.
• Help Stitch and execute a deal where necessary with the client solutions team.
• Manage and influence internal as well as external stakeholders .

Desired Skills And Experiences

• Possess 2- 5 years of relevant credit assessment experience in corporates.
• Structured credit/lending or portfolio/credit monitoring teams of Banks / NBFCs / PE / Debt funds / Rating agencies
• Experience in handling due diligence or transaction advisory.
• Be brilliant with numbers, analysing financial statements, managing, and interpreting data and solving problems - to aid in credit underwriting
• Have excellent report writing and communication skills
• Possess a good eye for detail and have demonstrated ability to work under tight timelines
• Be willing to travel extensively pan-India for on-field monitoring of clients

Work Environment Details

• Founder-led entrepreneurial set-up which is defined by speed, agility and creativity
• Highly empowered and critical role, which makes a difference to Vivriti Capital
• Young, energetic, and highly talented Teams
• Hard work is the defining aspect of the organization

Job Location: Mumbai

Mode of Work: W ork from office

Life at Vivriti

https://www.youtube.com/watchv=qJ-Ct5-QnO4