Retail Head
The Greater Bombay Co-operative Bank · Not specified · onsite · Posted 65d ago
Undisclosed15–20 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
- Loan Bucket of Rs. 5Lac to 50 Lac (Retail Loan)
- Retail Loans comprise of Housing Loans, Personal Loans, Vehicle Loans, Education Loans, Working Cpital limits to traders/ Shopkeepers, auto - rickshaw loans, SHGs and other special schemes of the Bank
- Responsible for achievement of business goals for Retail loans & advances.
- This includes delivering budjeted p rofits, achieving targeted asset level, building a robust pipeline of proposals, arresting asset quality slippages and achieving budgeted fee based revenues etc.
- Effectively managing the portfolio of Retail commercial loans and Housing Loans as per delegation matrix - processing and renewal of Advances, CC and FOD.
- Reponsible for new tie - ups with builders, mortgage loans, auto loans and personal loans.
- Responsible for product Innovations, Product Monitoring and Review that will contribute to the achievement of the business targets.
- Responsible for introducing marketing strategies,tie ups ,process re-engineering in the Retail portfolio to achieve business targets and maximize returns.
- Providing effective quantitative and qualitative reporting and MIS to senior management for better strategic decision making.
- Scheduling need based knowledge sharing / training sessions on retail lending products for Branch Personnel.
- Periodically review, renew and monitor the portfolio to ensure asset quality is manintained.
- Effectively liaison with registered dealers,vendors and authorities of various tie-ups engaged for the growth of the Retail loan portfolio like Auto dealers, SHGS,ETC.
- Placing reports and MIS in LCM,CRMC and other related committee-
- Approving release of Securities of closed accounts.
Sourced from naukri
Skills
Commercial LoansLoan ManagementRetail LendingProduct innovationsRetail LoansLoan Operationsproduct monitoring
About The Greater Bombay Co-operative Bank
The Greater Bombay Co-operative Bank
Banking
49
employees
1952
74 years old
Mumbai
India
₹11.9L PA avg
Avg at The Greater Bombay Co-operative Bank
About
The Greater Bombay Co-operative Bank specializes in cooperative banking, offering diverse deposit and loan products to cater to various customer segments.
Industries
BankingFinancial Services
Employee ratings
10 reviews
3.3/ 5
Culture
3.3
Career growth
2.7
Work-life
4.2
Employees rate it well for
Work-Life Balance37Overall Company33
Find them on