Relationship Officer Wheels Used
AU Small Finance Bank · Bhopal · onsite · Posted 37d ago
Undisclosed3–8 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
AU Small Finance Bank Limited is seeking a dedicated and proactive professional to join our Sales Department as a Relationship Officer specializing in Wheels Used financing. This role is pivotal in driving the bank's growth in the used vehicle financing segment by building and maintaining strong relationships with customers, dealers, and other stakeholders. The ideal candidate will have a deep understanding of the financial services industry, particularly in vehicle financing, and possess excellent sales acumen to identify and capitalize on business opportunities. This position requires a strategic thinker with strong interpersonal skills to deliver tailored financial solutions that meet customer needs while ensuring compliance with regulatory standards and internal policies.
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Responsibilities :-
- Develop and maintain strong relationships with customers, used vehicle dealers, and other channel partners to promote the banks used wheels financing products.
- Identify potential customers and generate leads through market research, networking, and referrals to achieve sales targets.
- Conduct detailed credit assessments and financial analysis of applicants to ensure creditworthiness and minimize risk.
- Prepare and present customized financing proposals to customers, explaining product features, terms, and benefits clearly.
- Coordinate with internal teams including credit, legal, and operations to ensure smooth processing and timely disbursal of loans.
- Monitor loan accounts regularly to ensure timely repayments and take proactive measures to manage delinquencies.
- Stay updated with industry trends, competitor offerings, and regulatory changes to provide informed advice and maintain competitive advantage.
- Organize and participate in promotional events and campaigns to increase product visibility and customer engagement.
- Maintain accurate records of customer interactions, sales activities, and pipeline status using CRM tools.
- Provide feedback to product development teams based on customer insights and market demands to enhance product offerings.
- Ensure compliance with all banking regulations, internal policies, and ethical standards in all sales and relationship management activities.
Skill :-
- Used Vehicle Financing Expertise
- Credit Risk Assessment
- Customer Relationship Management (CRM)
- Financial Analysis and Reporting
- Sales and Negotiation
- Regulatory Compliance
- Market Research and Lead Generation
- Communication and Presentation
- Stakeholder Management
- Problem Solving and Decision Making
- Time Management and Organization
Preferred Qualifications :-
- Bachelors degree in Finance, Business Administration, or a related field; MBA or equivalent postgraduate qualification is preferred.
- Minimum of 3-5 years of experience in vehicle financing or related financial services sales, preferably within the used vehicle segment.
Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Customer EngagementcrmMarket Researchbanking regulationsLoansBankingfinancingcredit riskAdministrationLead GenerationFinancial ServicesLegalfinancial analysiscomplianceCRM Toolsfinance
About AU Small Finance Bank

AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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