Relationship Officer | Laxmi India Finance

Key responsibilities

Generate new leads for loan products through field visits, referrals, dealers, connectors, and local market activities.

Meet prospective customers and understand their financial/loan requirements.

Source applications for products such as Loan Against Property (LAP), Business Loan, Vehicle/Tractor Loan, etc. LIFC operates across several lending products.

Visit customers, collect required information and documents, and complete the loan application process. LIFC has stated that leads are assigned to frontline Relationship Officers, who visit customers and capture application information/documents through a mobile application.

Coordinate with Credit, Operations, Legal, Technical and Collection teams for processing and disbursement.

Maintain regular contact with existing customers and generate referrals/repeat business.

Achieve monthly targets for lead generation, login, sanction and disbursement.

Conduct local market visits and build relationships with property dealers, builders, vehicle dealers, DSAs/connectors and other referral sources.

Follow company policies, KYC requirements and documentation standards.

Qualification & experience

12th Minimum

Open Positions

Anand

Botad

Vadodara

Godhra

Halol

Ankleshwar

Bayad

Kheda

Kadi

Bhavnagar

Navsari

KAPADVANJ

Junagadh

Amreli

The company has also advertised RO/SRO positions across multiple locations and continues to recruit for Relationship Officer roles.

Skills required

Sales and convincing ability

Good communication and negotiation

Customer relationship management

Field-work readiness

Local market knowledge

Basic knowledge of loans and financial products

Documentation/KYC understanding

Target-oriented approach