Relationship Manager-Supply Chain Finance
Ujjivan Small Finance Bank · Hyderabad · onsite · Posted 49d ago
Undisclosed5–10 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
POSITION DESCRIPTION
JOB TITLE: Relationship Manager-SCF
DEPARTMENT: SOUTH MICRO, SMALL AND MEDIUM ENTERPRISES DLSCF
ROLE PURPOSE OBJECTIVE Join Ujjivan Small Finance Bank's SOUTH MICRO, SMALL AND MEDIUM ENTERPRISES DLSCF department as a key client relationship professional responsible for managing and expanding the bank's portfolio of small and medium enterprise clients. This role demands a strategic approach to client engagement, credit assessment, and portfolio management to drive business growth while ensuring compliance with regulatory standards. The ideal candidate will leverage deep industry knowledge and financial expertise to deliver tailored financial solutions, foster long-term partnerships, and contribute to the bank's mission of financial inclusion and sustainable development in the MSME sector.
KEY DUTIES AND RESPONSIBILITIES OF THE ROLE - Develop and maintain strong relationships with MSME clients to understand their financial needs and provide customized banking solutions.
- Conduct thorough credit appraisals and risk assessments to evaluate loan proposals in alignment with the banks credit policies.
- Manage the end-to-end loan lifecycle including application processing, documentation, disbursement, and monitoring of accounts.
- Identify and pursue new business opportunities within the MSME segment to achieve assigned portfolio growth targets.
- Collaborate with internal teams such as credit, operations, and compliance to ensure seamless service delivery and adherence to regulatory requirements.
- Monitor client accounts regularly to identify early warning signals and implement proactive measures to mitigate credit risks.
- Prepare detailed reports and presentations on portfolio performance, client feedback, and market trends for senior management review.
- Educate clients on the banks product offerings, digital banking platforms, and financial literacy to enhance customer engagement and satisfaction.
- Represent the bank at industry events, local business forums, and community outreach programs to strengthen brand presence and network.
- Ensure strict compliance with all internal controls, audit requirements, and statutory regulations governing MSME lending.
- Bachelors degree in Finance, Business Administration, or a related field; MBA or equivalent postgraduate qualification preferred.
- Minimum 5 years of experience in relationship management or credit roles within the banking sector, specifically dealing with MSME clients.
- MSME Credit Appraisal
- Client Relationship Management
- Risk Assessment and Mitigation
- Loan Portfolio Management
- Financial Analysis and Reporting
- Regulatory Compliance in Banking
- Business Development in MSME Sector
- Negotiation and Communication
- Digital Banking Solutions
Sourced from naukri
Skills
Purchase InvoiceSupply Chain FinanceInvoice DiscountingVendor FinanceChannel FinanceSales InvoiceSupply Chain
About Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Banking
24.4k+
employees
2017
9 years old
Bangalore/Bengaluru, Karnataka
India
About
Empowers financial inclusion across India, serving over 90 lakh customers with over ₹6,400 crore profit and a strong focus on inclusive, tech-led banking.
Industries
BankingFinancial Services
Employee ratings
7,630 reviews
4.0/ 5
Culture
4.0
Career growth
3.5
Work-life
3.9
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