Relationship Manager - Secured Direct
Credit Saison India · Not specified · onsite · Posted 58d ago
Not disclosed5–7 yrsfulltimeSourced from
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About this role
Job Summary**
The Relationship Manager - Secured Direct is responsible for building and maintaining strong relationships with clients, providing expert advice on secured lending products, and driving business growth through direct sales efforts.
Job Responsibilities**
The Relationship Manager - Secured Direct is responsible for building and maintaining strong relationships with clients, providing expert advice on secured lending products, and driving business growth through direct sales efforts.
Job Responsibilities**
- Proactively identify, originate, and cultivate new secured direct lending opportunities with individuals and businesses.
- Manage a portfolio of existing secured direct clients, ensuring high levels of satisfaction and retention.
- Conduct thorough financial needs analysis for clients, recommending appropriate secured lending solutions (e.g., mortgages, asset-backed loans, lines of credit).
- Structure and negotiate loan terms, ensuring they align with company policies and client needs.
- Prepare and present detailed credit proposals and applications for review and approval.
- Collaborate with credit, legal, and operations teams to ensure seamless execution of lending transactions.
- Monitor market trends and competitor activities to identify new business opportunities and threats.
- Achieve individual and team sales targets for secured direct lending products.
- Maintain accurate and up-to-date client records and sales pipelines within the CRM system.
- Adhere to all regulatory compliance standards and internal policies and procedures.
- Bachelor's degree in Business, Finance, Economics, or a related field.
- Minimum of 5 years of experience in relationship management or direct sales within the financial services industry, with a focus on secured lending.
- Proven track record of achieving sales targets and building strong client relationships.
- In-depth knowledge of various secured lending products, credit principles, and market dynamics.
- Excellent communication, negotiation, and presentation skills.
- Strong analytical and problem-solving abilities.
- Ability to work independently and as part of a team in a fast-paced environment.
- Proficiency in CRM software and Microsoft Office Suite.
- Relevant industry certifications (e.g., NMLS) may be required.
Sourced from foundit
Skills
crm softwaresales targetsMicrosoft Office SuiteFinancial Needs AnalysisnegotiationCredit proposalssecured lending products
About Credit Saison India
Credit Saison India
Financial Services
1.4k+
employees
2019
7 years old
Bangalore / Bengaluru, Karnataka
IN
₹15.9L PA avg
Avg at Credit Saison India
About
Established in 2019, Credit Saison India is one of the fastest-growing Non-Banking Financial Companies (NBFCs) in the country. The company operates across four key verticals: wholesale lending, fintech partnerships, branch-led distribution, and embedded financing. Leveraging technology and strong underwriting capabilities, Credit Saison India enables efficient and scalable credit delivery, particularly to underserved and underpenetrated segments. It is backed by Credit Saison Co., Ltd., a Tokyo Stock Exchange-listed financial services company, and is an affiliate of Mizuho Bank, Japan. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.
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