Relationship Manager - Commercial Banking Group

- The candidate will be required to acquire NTBs in CBG segment and deepen wallet share in existing portfolio of clients.

- Candidate should have experience in undertaking credit risk appraisal and presenting the proposal to relevant forum/s for sanction.

- Should be able to achieve budgets set by Bank's management and bring aggressive growth through sanction and disbursement of NTBs in CBG.

Specific Roles & Responsibilities:

- Responsible for new client acquisitions as well as maintaining and enhancing the existing portfolio of CBG group.

- Ability to structure the facilities as per the client's need and bank's strategy ensuring optimum profitability and sustainability of the business within the regulatory framework.

- Should have knowledge of the local market where he / she knows the leading CBG Clients.

- Undertake credit risk appraisal, prepare appraisal notes, term sheets and financial model and engage with credit team to resolve queries and present the case to relevant senior management forums for sanction.

- Engage and co-ordinate with various internal teams for relevant approvals, documentation, limit setup, disbursement, post-disbursement compliances and monitoring. Ensure end-to-end transaction execution from origination to completion.

- Engage and maintain senior management relationships of CBG clients to deepen wallet share, negotiate pricing and cross-sell other banking products like CMS, salary a/s, corporate cards and insurance.

- Responsible for monitoring and maintaining credit health of the portfolio and take appropriate steps to proactively mitigate any sign of stress in the portfolio.