Regional Sales Manager - Business Loan

The incumbent will be responsible for Promotion of business & other loan under micro banking vertical and achieve agreed business target assigned time to time. He is responsible for completion of all the requirement for disbursement of business Loan to clients. He is responsible to supply all the information to Credit manager required for credit assessment of the clients.

Maintaining and developing good relationship with customers

• Responsible for developing business, maximizing revenue generation & achieving sales target.
• Working in close coordination with the banks team to ensure all clients acquired from the assigned area, transact actively.
• Identifying business opportunities by identifying prospects and evaluating their position in the industry; researching and analysing sales options.
• Selling products by establishing contact and developing relationships with prospects; recommending solutions.
• Maintaining relationships with clients by providing support, information, and guidance; researching and recommending new opportunities; recommending profit and service improvements.
• Identifying product improvements or new products by being updated on industry trends, market activities, and competitors.
• Preparing reports by collecting, analysing, and summarizing information.
• Maintaining quality service by establishing and enforcing organization standards.
• Promotion of business loan under micro banking vertical and achieve agreed business target assigned time to time.
• Supply Credit Assessment information to Credit Managers.
• Complete required formality for loan disbursement.
• Any other responsibility entrusted from time to time based on requirements of the company
• Council clients on the terms of business loan and other loan product.

Other Role and Responsibilities:

1. Reporting of ROs & TL.

2.followup collection of Business loan

3.Disbursement Process of Business loan

4.Coordinate with CPC for Disbursement

5. Standing instruction sheet implementation and follow up

6. Moratorium of Client

7.Branch Visit

8. Monthly RO Meeting

9. Coordinate with CM (Credit Manager) and ACM (Area Credit manager)

10. Follow-up of Client source, PD, CC, of business loan