Regional Head - Commercial Cards - North

Work Experience

Role – Regional Head Commercial Credit Cards

Function/Department – Credit Cards

Location - Gurgaon

Job Purpose :

Drive acquisition of NTB corporate clients and overall growth of commercial credit card business across assigned cities/region.

Responsibilities and Responsibilities:

· Strategic sourcing and closure of corporate credit card deals

· Portfolio Management - Activation, Converting Payment Flows to Card Spends, First line of collections for delinquent customers, Retention

· Source NTB corporate clients across all commercial card variants

· Work closely with Corporate & Retail RMs to customize solutions and close deals

· Lead client discussions and solutioning

· Coordinate UCIC creation and file clearance through retail underwriting

· Build external partnerships

· Provide market and competitor insights

· One Bank approach

· Deep knowledge of regulatory guidelines

· Customer First attitude and approach

· Revenue and profitability

· Team and culture building

Educational Qualifications:

Graduation: Bachelor of Commerce (B.com) / Bachelor of Science (B.Sc) / Bachelor of Arts (BA) / Bachelor of Business & Insurance (BBI) / Bachelor of Management Studies (BMS)

Post-Graduation: Master of Business Administration (MBA) / Master of Commerce (M.com) / Master of Arts (MA)

Industries : Banking, Credit cards, Corporate Payment platforms, NBFCs

Experience: 10 – 18 years of experience in relevant fields