{"@context":"https://schema.org","@type":"JobPosting","title":"Regional Credit Manager","description":"

Role & responsibilities

Approve home loan and LAP proposals within delegated authority.
Assess borrower eligibility, repayment capacity, collateral, and legal/technical reports.
Ensure compliance with credit policies, regulatory guidelines, and risk framework.
Monitor portfolio quality, delinquency trends, and recommend corrective actions.
Partner with Sales, Operations, Legal, Technical, and Collections to balance growth with risk.
Lead and mentor regional credit teams, ensuring productivity and turnaround time (TAT) targets.
Review credit MIS, portfolio performance, and exception cases for senior management.
Drive process improvements and standardization across the region.

Preferred candidate profile

Qualified CA professional/ MBA is mandatory
10-15 years of experience in Home Finance, HFCs, NBFCs, or Retail Banking.
Minimum 3-5 years in a regional credit leadership role.

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