{"@context":"https://schema.org","@type":"JobPosting","title":"Regional Credit Manager - Personal Loans","description":"

Role & responsibilities

Efficiently underwrite PL applications in accordance with the laid down credit policy guidelines within the pre-defined business TAT
Ensure quality underwriting to help control the risk cost with the planned and forecast levels
Take policy exceptions with due approvals wherever the application otherwise merits an approval to enhance quality bookings
Check application eligibility is in accordance to policy requirements. Check for documents supporting the application is complete.
Income documents check to verify the GMI. Conduct Off line bureau check for non-bureau score segments. Initiate re-verification or conduct in-house verification for negative verification cases to enhance approvals of good cases
Conduct re-checks for negative email, negative company check and ROC failed cases. Conduct bureau checks to assess the obligations and thereby repayment capability basis income and current dues. Comments to be updated in 100% cases providing justification for every decision and additional checks undertaken while decisioning.
Ensure constructive relationship with other functions like Sales / Operations / Services / Business/ RCU and branches for smooth day to day functioning.

","datePosted":"2026-06-29T00:00:00.000Z","validThrough":"2026-08-28T00:00:00.000Z","employmentType":"FULL_TIME","identifier":{"@type":"PropertyValue","name":"myjobb-ai","value":"4484608"},"url":"https://myjobb.ai/jobs/regional-credit-manager-personal-loans/4484608","directApply":false,"hiringOrganization":{"@type":"Organization","name":"Indusind Bank","logo":"https://img.naukimg.com/logo_images/groups/v1/mobile/218336.gif","sameAs":"https://www.indusind.bank.in/"},"jobLocation":[{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Bengaluru","addressRegion":"Karnataka","addressCountry":"India"}}]}