Reconciliaition- AM/DM
Paytm · Noida · onsite · Posted 30d ago
Undisclosed6–10 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Job Summary
Responsibilities
Skills Competencies
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
We are looking for a Payments Reconciliation professional to own end-to-end payment reconciliation across internal systems, payment gateways, banking partners, settlement files, and merchant reports. The role will drive accuracy, controls, and turnaround time for high-volume payment operations, partner closely with finance and operations stakeholders, and strengthen automation and exception handling across the reconciliation lifecycle.
Responsibilities
- Manage end-to-end payment reconciliation by validating transaction records across internal systems, payment gateways, banking partners, settlement files, and merchant reports
- Perform high-volume data reconciliation by analysing large transaction datasets and identifying mismatches, pending settlements, duplicate transactions, and financial exceptions
- Handle chargeback reconciliation end to end - monitor disputed transactions, track the chargeback lifecycle, validate reversal entries, and ensure accurate accounting adjustments and recovery
- Monitor and analyse Payment Gateway (PG) costs, including MDR charges, transaction processing fees, bank charges, and gateway settlement fees; identify opportunities for cost optimisation
- Support finance and accounting operations by validating transaction postings, tracking pending receivables, managing refund accounting, merchant payout reconciliation, and balance-sheet reconciliation activities
- Work extensively with SQL for extracting, validating, and analysing large transactional datasets; write complex queries for reconciliation checks, exception reporting, and data validation
- Utilise Python for data processing, reconciliation automation, large-scale data analysis, report generation, data cleansing, exception identification, and reducing manual operational effort
- Prepare daily, weekly, and monthly MIS reports along with reconciliation dashboards for finance, operations, and management to support decision-making and audit readiness
- Collaborate with banking partners, payment gateway providers, finance teams, and cross-functional stakeholders to resolve operational issues and improve payment processing efficiency
- Drive process automation and continuous improvement initiatives focused on reducing manual effort, improving reconciliation TAT, strengthening financial controls, and minimising operational risk
- Ensure compliance with internal financial controls, audit requirements, accounting standards, and operational risk management processes related to payments, settlements, and transaction reconciliation
Skills Competencies
- 6-10 years of hands-on experience in payment / bank / portfolio reconciliation in BFSI, fintech, payments, or similar high-volume environments
- Strong working knowledge of SQL for data extraction, reconciliation, and exception reporting
- Working knowledge of Python for data processing / automation (preferred)
- Comfort with high-volume transaction data, settlement files, chargebacks, and exception handling
- Exposure to MDR / PG cost analysis, merchant payouts, refund accounting, or settlement operations is a plus
- Strong analytical skills, attention to detail, ownership of SLA / TAT, and clear stakeholder communication
- Hands-on with Excel / MIS / dashboards; ability to partner with banks, PG providers, and internal finance teams
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
data extractionData CleansingAutomationAgileanalytical thinkingbfsiComplex Queriesdata reconciliationBankingAccountingAccounting Standardsdata analysiscomplianceData ProcessingCost AnalysisArtificial Intelligence
About Paytm
Paytm
FinTech
14.7k+
employees
2010
16 years old
Noida
India
About
Digital wallet for online payments, UPI transactions, etc.
Industries
FinTech
Employee ratings
9,332 reviews
3.2/ 5
Culture
3.0
Career growth
2.9
Work-life
3.1
Employees rate it well for
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