RC&WC - CBG:Credit Manager SEG

• Review the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency
• Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
• Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions
• Monitor the accounts to ensure maintenance of a healthy portfolio.
• Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
• Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy/ scheme

Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute

Experience in assessing credit of Corporate clients

For successful execution of the job, the candidate should possess:

Knowledge of credit, industry and product trends

Knowledge of regulatory guidelines and norms

Good communication (both verbal and written) skill in both English and the local language

Ability to handle pressure and meet deadlines