RC - Area Credit Manager - Mortgages Credit

• Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products at desired levels.
• Ensure the quality of proposals and credit appraisal to minimize delinquency.
• Ensuring compliance of Audit & Compliance reviews.
• Ensuring quality of Data entry with minimal error ratio and non-repetition of Audit Observations.
• Periodic Training, policy feedback, vendor management, participation in pilot runs/testing etc.
• Stakeholder management. Regular meeting with competitors, analyse market feedback from different stakeholders to benchmark the competition.
• Idea generation for new projects for process efficiency and cost saving.

Graduate / Post- Graduation (MBA/ CA preferred)

Experience in retail credit with team handling.

For successful execution of the job, the candidate should possess:

Knowledge of credit, industry and product trends

Knowledge of regulatory guidelines and norms

Good communication (both verbal and written) skill in both English and the local language