PUNE · FULLTIME
Product Sales Manager-Retail Solutions
IDFC Bank
Pune · onsite · Posted 12d ago
Sourced from
Not disclosed5–7 yrsfulltimePune
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Section · 01
About this role
Job Requirements
The Product Sales Manager drives sales and distribution of the bank's small‑ticket, unsecured overdraft products. The role develops and implements sales strategies, manages relationships with client‑influencing partners in the branch vicinity, and ensures sales targets are met or exceeded. The incumbent must understand current‑account customers and sourcing from the specified catchment area, engage with credit for processing unsecured overdraft applications, and possess a proven track‑record in product sales. Experience handling retail merchants is an advantage.
Roles & Responsibilities
Key / Primary Responsibilities
Qualification
Stream / Specialisation
Type of Institute (Premier / Tier‑I / II / III / Other)
Full‑Time / Part‑Time
Additional Information
Graduate
Any
–
–
–
Post‑Graduate
Any
–
–
–
Engineering
–
–
–
–
Professional (CA / CFA / ICWA)
–
–
–
–
Others
–
–
–
–
Experience
- Role / Job Title: Product Sales Manager
- Business: Retail Banking
- Function / Department: Branch Banking
The Product Sales Manager drives sales and distribution of the bank's small‑ticket, unsecured overdraft products. The role develops and implements sales strategies, manages relationships with client‑influencing partners in the branch vicinity, and ensures sales targets are met or exceeded. The incumbent must understand current‑account customers and sourcing from the specified catchment area, engage with credit for processing unsecured overdraft applications, and possess a proven track‑record in product sales. Experience handling retail merchants is an advantage.
Roles & Responsibilities
Key / Primary Responsibilities
- Manage transaction‑banking requirements of clients and maintain relevant regulatory relationships.
- Prospect and identify clients with strong transaction‑banking potential; penetrate them with evolving digital solutions.
- Activate the wish‑list of identified clients and grow overall transaction‑banking business.
- Provide inputs on products, service levels and product features to product and strategy teams to help develop a best‑in‑class transaction‑banking suite.
- Contribute to sales‑strategy formulation for setting up transaction‑banking services for clients.
- Own, articulate and execute business strategy covering product development, management, sales and service delivery to achieve cash‑management & trade targets (where applicable).
- Update and train Relationship Managers on any new transaction‑banking products (cash and trade).
- Ensure timely implementation of client deals and assist in resolution of transactional issues.
- Build excellent working rapport with all stakeholders for effective execution of responsibilities.
- Gather market knowledge and feedback on competition benchmarking for continuous evaluation of in‑house offerings.
- Work closely with Product and Operations teams for process re‑engineering and product enhancements to increase client stickiness.
- Identify and forge strategic alliances across segments for delivery of innovative solutions to clients.
Qualification
Stream / Specialisation
Type of Institute (Premier / Tier‑I / II / III / Other)
Full‑Time / Part‑Time
Additional Information
Graduate
Any
–
–
–
Post‑Graduate
Any
–
–
–
Engineering
–
–
–
–
Professional (CA / CFA / ICWA)
–
–
–
–
Others
–
–
–
–
Experience
- Minimum 5+ years of experience.
- Industry: Banking / FinTech (preferred).
- Functional Area: Product sales – transaction banking / retail banking.
- Level / Capacity: Managerial / senior individual contributor (as appropriate).
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Section · 02
Skills
Transaction bankingProduct salesDigital Solutions
Section · Company
About IDFC FIRST Bank
IDFC Bank
Banking
43.1k+
employees
2018
8 years old
Mumbai, Maharashtra
India
About
IDFC FIRST Bank is one of India’s fastest-growing new-age private sector banks.
Industries
BankingFinancial Services
Employee ratings
14,599 reviews
3.9/ 5
Culture
3.7
Career growth
3.5
Work-life
3.8
Employees rate it well for
Work Culture1157Salary988Work Life Balance884Senior Management749Work Environment611
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