Product Manager Two Wheeler

Group Company: AU Small Finance Bank Limited

Designation: Product Manager Two Wheeler

Office Location:

Position description: #*Position description*#

Primary Responsibilities: #*Primary Responsibilities*#

Additional Responsibilities: #*Additional Responsibilities*#

Reporting Team

• Reporting Designation: #*Reporting Designation*#
• Reporting Department: #*Reporting Department*#
  
  

Educational Qualifications Preferred

#*Education and Experience*#

• Category: #*Category*#
• Field specialization: #*Field specialization*#
• Degree: #*Degree*#
• Academic score: #*Academic score*#
• Institution tier: #*Institution tier*#
  
  

Required Certification/s: #*Required Certification/s*#

Required Training/s: #*Required Training/s*#

Required Work Experience

• Industry: #*Industry*#
• Role: #*Role*#
• Years of experience: #*Years of experience*#
  
  

Job Brief:- AU Small Finance Bank Limited is seeking a seasoned professional to lead the development and management of our two-wheeler loan products within the Product Management & Communication department. This role demands a strategic thinker with deep expertise in financial services product lifecycle management, specifically tailored to two-wheeler financing solutions. The successful candidate will drive product innovation, ensure regulatory compliance, and collaborate cross-functionally to enhance customer acquisition and retention. This position requires a strong understanding of market trends, customer needs, and competitive landscape to deliver profitable and customer-centric products that align with the bank's growth objectives.

Responsibilities:-

• Lead end-to-end product lifecycle management for two-wheeler loan products, including ideation, development, launch, and post-launch performance analysis.
• Conduct comprehensive market research and competitive analysis to identify opportunities and threats in the two-wheeler financing segment.
• Collaborate with risk, compliance, marketing, and sales teams to ensure product offerings meet regulatory standards and align with business goals.
• Develop detailed product roadmaps and business cases to support strategic decision-making and resource allocation.
• Monitor product performance metrics and customer feedback to drive continuous improvement and innovation.
• Manage stakeholder communication and coordinate cross-functional teams to ensure timely delivery of product initiatives.
• Design and implement pricing strategies, credit policies, and underwriting guidelines specific to two-wheeler loans.
• Stay updated with industry trends, regulatory changes, and emerging technologies to maintain product competitiveness.
• Support training and enablement programs for sales and customer service teams to enhance product knowledge and customer experience.
• Prepare detailed reports and presentations for senior management to inform strategic planning and investment decisions.
  
  

Skill:-

• Product Lifecycle Management
• Market Research and Competitive Analysis
• Financial Modeling and Pricing Strategy
• Regulatory Compliance and Risk Management
• Cross-functional Team Leadership
• Customer Segmentation and Targeting
• Data Analysis and Performance Metrics
• Credit Policy Development
• Stakeholder Communication
• Project Management
• Business Case Development
• Customer Experience Enhancement
  
  

Preferred Qualifications:-

• Bachelor's degree in Business Administration, Finance, Economics, or a related field; MBA or equivalent advanced degree preferred.
• Minimum 5-7 years of experience in product management within the financial services industry, with a focus on vehicle financing or retail lending products.
• Proven track record of successfully managing and launching financial products in a regulated environment.
• Strong analytical skills with proficiency in data-driven decision making and financial modeling.
• Excellent communication, leadership, and stakeholder management abilities.
• In-depth knowledge of regulatory frameworks governing vehicle loans and consumer finance in India.
• Experience working in a fast-paced banking environment with cross-functional teams.
  
  

Key Performance Indicators: #*Key Performance Indicators*#

Required Competencies: #*Required Competencies*#

Required Knowledge: #*Required Knowledge*#

Required Skills: #*Required Skills*#

Required Abilities

• Physical: #*Physical*#
• Other: #*Other*#
  
  

Work Environment Details: #*Work Environment Details*#

Specific Requirements

• Travel: #*Travel*#
• Vehicle: #*Vehicle*#
• Work Permit: #*Work Permit*#
  
  

Other Details

• Pay Rate: #*Pay Rate*#
• Contract Types: #*Contract Types*#
• Time Constraints: #*Time Constraints*#
• Compliance Related: #*Compliance Related*#
• Union Affiliation: #*Union Affiliation*#