Product Manager - Personal Loan

About Snapmint: Snapmint is a leading fintech company redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, our zero-cost EMI platform enables responsible purchases without the need for a credit card across categories like fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices. Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep experience from companies like Oyo, Ola, Maruti Suzuki, and has successfully built and exited ventures in ad-tech, patent analytics, and bank-tech. We are building the future of responsible consumer finance, simple, transparent, and customer-first

About the role: We are looking for a Product Manager – Personal Loans to drive growth, conversion, and customer experience for Snapmint's Personal Loan vertical. You will own key lending metrics across customer acquisition, underwriting, loan disbursal, repeat borrowing, and portfolio performance while working closely with Credit, Data Science, Engineering, Risk, and Lending Partners.

Responsibilities: • Own Personal Loan KPIs including loan conversion, approval rate, disbursal volume, repeat rate etc • Identify customer needs and market opportunities to improve loan adoption and engagement • Optimize the end-to-end lending journey from eligibility, onboarding, underwriting, KYC, disbursal, and repayments • Partner with Credit and Data Science teams to improve underwriting, risk segmentation, and decisioning models • Translate business problems into product requirements and work with Engineering and Design teams for execution • Monitor business performance through data, customer insights, and cohort analysis to drive continuous improvements • Collaborate with lending, banking, and ecosystem partners to launch and scale new loan products

Qualifications: • Prior 3-5 years of experience in Product Management, Tech or related roles • Prior experience working in startups, fintech/ payments/ lending is a must • Strong understanding of Indian payment ecosystems • Prior experience working closely with engineering and design teams • Data-driven mindset with ability to use metrics to drive decisions • Excellent communication and stakeholder management skills