Product Manager - Backend

We are hiring a Platform Product Manager - Banking Platform to own and scale core banking and money-movement platform capabilities that power multiple financial products. This role focuses on bank account lifecycles, payment rails, partner integrations, and regulatory-ready infrastructure, enabling product teams to build reliably and at scale.

This is a senior product leadership role combining deep platform ownership, people management, executive-level communication, and structured problem-solving. You will operate as a trusted partner to engineering leadership and CXOs, translating complex technical and regulatory challenges into clear decisions and execution plans.

The core responsibilities for the job include the following:

Product Ownership and Strategy:

• Own the vision, strategy, and roadmap for one or more banking services platform domains (e. g., account onboarding, verification, bank transfers, settlements).
• Define clear product goals, success metrics, and trade-offs across reliability, compliance, and feature delivery.
• Manage the full product lifecycle from discovery and requirements to launch, adoption, and optimization.

Banking Infrastructure and Money Movement:

• Drive platform capabilities supporting bank account lifecycles and money movement (e. g., ACH equivalents, local bank transfers, instant payments, reconciliation workflows).
• Lead integrations with banking partners, payment processors, and financial infrastructure providers.
• Ensure strong handling of edge cases such as failures, retries, reversals, exceptions, and settlements.

Compliance, Risk, and Resilience:

• Translate regulatory, scheme, and partner constraints into clear platform requirements (e. g., auditability, controls, data retention, reporting).
• Partner with Risk, Compliance, Legal, and Operations to ensure controls are embedded into platform design.
• Drive platform resilience by designing for partner outages, degraded modes, and recovery scenarios.

Execution and Delivery:

• Write high-quality PRDs and platform requirements that engineers can execute against with clarity.
• Prioritize across run-the-business work, platform improvements, and new enablement initiatives.
• Lead cross-functional execution across multiple engineering teams.

Stakeholder and Internal Customer Experience:

• Act as the product owner for internal consumers of the platform (Product, Engineering, Ops).
• Improve developer and internal product team experience through clear APIs, documentation, and self-serve capabilities.
• Communicate progress, risks, and decisions clearly to senior leadership.

Requirements:

• 5-12 years of product management experience, with strong exposure to backend, platform, or infrastructure products.
• Prior people management experience, including mentoring or managing product managers
• Exposure to high-scale, high-availability systems with strict SLAs.
• Strong understanding of APIs, distributed systems, data platforms, and cloud architectures.
• Strong systems thinking and technical fluency, comfortable working deeply with engineers on architecture and trade-offs.

Mindset and Operating DNA:

• Experience defining and using KPIs/OKRs to drive prioritization and outcomes.
• Excellent written and verbal communication skills.
• Proven ability to manage complex dependencies and cross-functional stakeholders.

Non-Fit Profiles:

• Domain experts without platform ownership experience.
• PMs from Low-Scale or Low-Reliability Environments.
• Product managers without deep technical depth.
• Pure UI/UX-First Product Managers.
• Program Manager or Project Managers.

Preferred Skills:

• Experience building internal platforms or developer-facing products.
• Exposure to global-scale, high-availability systems.
• Experience in fintech, banking, payments, or other regulated systems.