Product Director
Vegapay · Bengaluru · onsite · Posted 56d ago
Not disclosed3–5 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
The Impact You'll Drive
We are looking for a Product Manager with strong experience in banking SaaS platforms, specifically within the prepaid ecosystem. The ideal candidate should have a deep understanding of domestic and forex prepaid products, and experience building or managing products across the payments and card lifecycle.
The Hats You Will Wear
Financial institutions today are held back by legacy systems that are slow, rigid, and expensive to scale. Launching or evolving credit, lending, and UPI products often takes months, requires heavy engineering effort, and limits the ability to create personalized customer experiences.
At the same time, customer expectations have changed - speed, flexibility, and tailored financial products are no longer optional. Banks and fintechs need infrastructure that allows them to innovate quickly, adapt continuously, and scale without friction.
This is where we come in.
At Vegapay, we are building modern, configurable fintech infrastructure that enables banks, NBFCs, and enterprises to design, launch, and manage credit and payment programs with ease. Our platform brings together flexibility, speed, and control - helping our partners unlock new growth opportunities and deliver personalized banking experiences at scale.
The Opportunity Ahead
We are looking for a Product Manager with strong experience in banking SaaS platforms, specifically within the prepaid ecosystem. The ideal candidate should have a deep understanding of domestic and forex prepaid products, and experience building or managing products across the payments and card lifecycle.
The Hats You Will Wear
- Own end-to-end product lifecycle for prepaid and card-based solutions (domestic & forex)
- Work closely with banks, program managers, and network partners (Visa/Mastercard/RuPay)
- Define and execute product roadmap aligned with business goals
- Translate complex banking/fintech requirements into scalable SaaS product features
- Drive integrations with issuer processors, KYC/AML systems, and payment networks
- Optimize user journeys across onboarding, transaction processing, and settlement
- Collaborate with engineering, compliance, and operations teams to ensure regulatory adherence
- Analyze product performance and identify opportunities for growth and optimization
- 3 - 5 years of Product Management experience
- Strong exposure to Banking SaaS / Fintech platforms
- Hands-on experience with prepaid instruments such as gift cards / PPIs, travel/forex cards, wallets, etc.
- Understanding of card lifecycle, domestic vs cross-border payment flows, forex markup, currency conversion, and compliance requirements
- Experience working with issuer processors / card management systems
- Experience with BIN sponsorship programs
- Knowledge of RBI regulations for PPI / forex
- Familiarity with ledger systems, reconciliation, and settlement flows
- Prior experience working with APIs and SaaS product architecture
- Strong problem-solving with ability to navigate ambiguity
- High ownership and execution mindset
- Ability to balance regulatory constraints with product innovation
- Clear communicator who can work across business, tech, and banking stakeholders
Financial institutions today are held back by legacy systems that are slow, rigid, and expensive to scale. Launching or evolving credit, lending, and UPI products often takes months, requires heavy engineering effort, and limits the ability to create personalized customer experiences.
At the same time, customer expectations have changed - speed, flexibility, and tailored financial products are no longer optional. Banks and fintechs need infrastructure that allows them to innovate quickly, adapt continuously, and scale without friction.
This is where we come in.
At Vegapay, we are building modern, configurable fintech infrastructure that enables banks, NBFCs, and enterprises to design, launch, and manage credit and payment programs with ease. Our platform brings together flexibility, speed, and control - helping our partners unlock new growth opportunities and deliver personalized banking experiences at scale.
The Opportunity Ahead
- Own and build prepaid and card products end-to-end in a fast-scaling fintech environment
- Work closely with banks, networks, and partners to launch real-world financial products
- High ownership - drive product decisions, not just execution
- Solve complex problems across payments, compliance, and user experience
- Be at the forefront of innovation in prepaid, forex, and card ecosystems
- Collaborate with strong product, engineering, and business teams to build at scale
Sourced from foundit
Skills
Banking SaaS platformsBIN sponsorship programsIssuer processorsPayments and card lifecyclePrepaid productsRBI regulations for PPI forexSaaS product architectureapisPayment Networkssettlement flowsledger systemsAML Systemsreconciliation
About Vegapay
Vegapay
IT Services & Consulting
60
employees
2022
4 years old
Gurgaon / Gurugram, Haryana
India
About
Vegapay is a fintech startup that enables banks, NBFCs and other institutions to go live with their own hyper-flexible card and credit programs at a fraction of the existing time and cost.
Industries
IT Services & ConsultingBankingFinTech
Employee ratings
17 reviews
4.1/ 5
Culture
4.1
Career growth
3.8
Work-life
3.7
Employees rate it well for
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