Principal Product Manager - Steerage & Financial Incentives

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Principal Product Manager - Steerage & Financial Incentives based in United States.

This role offers the opportunity to build and scale a new healthcare product category from the ground up. You will own the product strategy, business outcomes, and operational success of a platform designed to improve healthcare affordability and engagement. Working across product, engineering, finance, legal, marketing, and commercial teams, you will turn complex challenges into impactful solutions. The ideal candidate is a strategic product leader who thrives in ambiguity and enjoys creating products with measurable business value. You will combine customer insight, financial expertise, compliance awareness, and AI-driven thinking to shape the future of healthcare benefits. This is a high-impact opportunity with a clear path toward broader business leadership as the product grows.

Accountabilities:: As the Principal Product Manager, you will act as the business owner for a strategic product line, driving its vision, market success, compliance readiness, and financial performance. You will lead cross-functional initiatives, influence teams without direct authority, and ensure the product delivers value for employers, partners, and members.

Define and execute the product strategy, deciding what to build, buy, or partner for while establishing the roadmap and long-term vision.

Design incentive structures, reimbursement models, and compliance frameworks in collaboration with legal and benefits experts.

Develop and validate financial models, including unit economics, pricing strategies, and ROI frameworks to ensure commercial sustainability.

Partner with engineering, data, clinical, operations, finance, and commercial teams to align capabilities and drive successful product execution.

Build go-to-market strategies, positioning, sales enablement materials, and market narratives that resonate with enterprise buyers and industry partners.

Establish operational standards and measurement frameworks to demonstrate product impact, retention value, and customer outcomes.

Drive behavior change strategies by defining member journeys, success metrics, and product experiences that encourage meaningful engagement.

Lead decision-making across complex initiatives while managing competing priorities and dependencies.

Requirements:

The ideal candidate is an experienced product leader with a strong business mindset and a proven ability to launch and scale products in complex environments. You should be comfortable navigating regulatory considerations, financial models, and cross-functional collaboration while maintaining a strong focus on customer and business outcomes.

10+ years of product management experience, including significant experience operating at a senior or principal level.

Proven track record of launching and scaling new products from concept to market with ownership of business outcomes.

Experience building products in healthcare, benefits, insurance, fintech, or other regulated industries is highly preferred.

Strong understanding of business models, unit economics, pricing strategies, and financial forecasting.

Ability to translate complex compliance and regulatory requirements into practical product solutions.

Experience influencing and leading cross-functional teams without direct management authority.

Strong go-to-market experience, especially in channel-driven markets involving enterprise buyers, partners, or consultants.

Familiarity with AI-powered products, personalization, automation, or recommendation systems.

Ability to communicate effectively with executives, technical teams, customers, and external stakeholders.

Strong written and verbal communication skills with the ability to create clear product documentation, business cases, and strategic narratives.

Benefits:

Competitive compensation package based on experience, skills, location, and role responsibilities.

Remote-first work environment with flexibility to support work-life balance.

Medical, dental, and vision insurance coverage.

Health Savings Account (HSA) contribution matching.

Stock options for eligible roles.

401(k) plan with company match.

Paid parental leave.

Company-sponsored short-term and long-term disability coverage.

Flexible paid time off policy.

Opportunity to build a high-impact product with significant ownership and executive visibility.

Clear growth path toward broader business leadership and potential General Manager responsibilities.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best!  Why Apply Through Jobgether?    Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.     #LI-CL1