HYDERABAD · FULLTIME
Principal Engineer - Payments/Java
Wells Fargo
Hyderabad · onsite · Posted 36d ago
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Undisclosed7–12 yrsfulltimeHyderabad
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Section · 01
About this role
Job Summary
About this role: Wells Fargo is seeking a Principal Engineer.
Responsibilities - Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
- Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
- Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
- Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
- Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
- Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
- 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Define and drive the technical roadmap for payments transformation initiatives.
- Evaluate emerging technologies and recommend adoption strategies for payment modernization.
- Ensure architectural consistency, scalability, and security across payment platforms.
- Provide deep technical expertise in ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and real-time payment systems.
- Lead migration projects from legacy systems to modern, API-driven architectures.
- Ensure compliance with regulatory standards (AML, PCI DSS) and security best practices.
- Design cloud-native, microservices-based payment solutions.
- Develop integration strategies for APIs, payment gateways, and third-party services.
- Optimize system performance, reliability, and fault tolerance for high-volume transactions.
- Work closely with product owners, business analysts, and engineering teams to align technical solutions with business goals.
- Mentor senior engineers and promote best practices in coding, design, and architecture.
- Facilitate technical workshops and knowledge-sharing sessions.
- Drive innovation in payment technologies, including blockchain, AI-based fraud detection, and digital wallets.
- Implement DevOps practices for continuous integration and delivery.
- Champion automation and performance optimization initiatives.
- Expertise in cloud platforms (AWS, Azure, GCP) and microservices architecture.
- Strong programming skills in Java, Python, or similar languages.
- Experience with API design, containerization (Docker, Kubernetes), and CI/CD pipelines.
- Knowledge of payment messaging standards (ISO 8583, ISO 20022).
- Microservices and Event-Driven Architecture
- GenAI, Agnetic AI, Co-pilot, Automation
- Innovation.
- Excellent leadership, communication, and stakeholder management skills.
- Ability to influence technical decisions and drive consensus across teams.
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Section · 02
Skills
AutomationDevopsDockerCI/CD PipelinesBlockchaincloud platformsapisapi designamazon web servicesDssDevOps practicescloudArchitectureAmlcomplianceCustomer RelationshipsMicrosoft AzureCi/CdArtificial Intelligence
Section · Company
About Wells Fargo

Wells Fargo
Financial Services
20k+
employees
1852
174 years old
Bengaluru/Bangalore, Karnataka
India
About
Wells Fargo works to create positive social impact in the communities it serves by supporting housing affordability, small business growth, financial health, and a low-carbon economy.
Industries
Financial Services
Employee ratings
8,681 reviews
3.6/ 5
Culture
3.5
Career growth
2.9
Work-life
3.8
Employees rate it well for
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