Portfolio Risk Analyst

Key Responsibilities

• Perform risk analysis to fine-tune the credit policy on Retail and SME portfolios
• Develop and circulate monthly credit risk reports to CRO and Senior Management
• Validate and monitor models used in Credit/Policy, Collections and Marketing including AI Models
• Identify Early Warning Signals (EWS) on the high-ticket accounts
• Set organization-wide and portfolio level Risk Appetite Statement (RAS) thresholds and track the portfolio performance against it
• Develop and enhance Enterprise Risk Management (ERM) dashboard to track the portfolio performance considering external and internal factors

Candidate Profile

• Education: B.E. / B.Tech in Computer Science, or quantitative fields, MBA / PGDM in Banking, Finance, or Business Analytics or MSc. in Statistics
• Experience: 5-6 years of core experience in risk analytics, model risk management, enterprise risk management within a Bank or NBFC
• Relevant industry certifications (e.g., FRM, CFA) are an added advantage