Portfolio Manager (Collections)
Muthoot Capital Services · Jamshedpur · onsite · Posted 29d ago
Not disclosed1–8 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Job Description
This job is provided by apna.co Job Description
Portfolio Manager – Collections
Company: Muthoot Finance
Function: Collections / Credit & Risk
Designation: Portfolio Manager – Collections
Department: Collections
Location: Medinipur
Reporting To: Regional / Area Collections Manager
Experience: 1–8 years in Collections, Retail Lending, NBFC, Banking, or Financial Services
Role PurposeThe Portfolio Manager – Collections will be responsible for managing and improving the collection performance of an assigned loan portfolio. The role involves monitoring delinquency and overdue accounts, driving timely collections, managing field collection activities, controlling portfolio slippages, and ensuring adherence to company policies and regulatory requirements.
The position will work closely with Branch Managers, Collection Officers, Area/Regional teams, and other stakeholders to achieve collection and portfolio-quality objectives.
Key Responsibilities
Track overdue, delinquent, and high-risk accounts and ensure timely resolution.
Analyze portfolio trends, bucket movement, roll rates, collection efficiency, and ageing.
Identify accounts with a high probability of delinquency and initiate appropriate corrective actions.
Monitor portfolio quality and minimize fresh slippages and delinquency.
Ensure timely follow-up and resolution of overdue accounts through calls, field visits, and other approved collection channels.
Review and monitor collection cases across different delinquency buckets.
Ensure effective follow-up on chronic overdue and high-value accounts.
Coordinate with branch and field teams for resolution of difficult and sensitive cases.
Support recovery initiatives, including repossession/auction processes where applicable and as per company policy.
This job is provided by apna.co Job Description
Portfolio Manager – Collections
Company: Muthoot Finance
Function: Collections / Credit & Risk
Designation: Portfolio Manager – Collections
Department: Collections
Location: Medinipur
Reporting To: Regional / Area Collections Manager
Experience: 1–8 years in Collections, Retail Lending, NBFC, Banking, or Financial Services
Role PurposeThe Portfolio Manager – Collections will be responsible for managing and improving the collection performance of an assigned loan portfolio. The role involves monitoring delinquency and overdue accounts, driving timely collections, managing field collection activities, controlling portfolio slippages, and ensuring adherence to company policies and regulatory requirements.
The position will work closely with Branch Managers, Collection Officers, Area/Regional teams, and other stakeholders to achieve collection and portfolio-quality objectives.
Key Responsibilities
- Portfolio Management
Track overdue, delinquent, and high-risk accounts and ensure timely resolution.
Analyze portfolio trends, bucket movement, roll rates, collection efficiency, and ageing.
Identify accounts with a high probability of delinquency and initiate appropriate corrective actions.
Monitor portfolio quality and minimize fresh slippages and delinquency.
- Collections & Recovery
Ensure timely follow-up and resolution of overdue accounts through calls, field visits, and other approved collection channels.
Review and monitor collection cases across different delinquency buckets.
Ensure effective follow-up on chronic overdue and high-value accounts.
Coordinate with branch and field teams for resolution of difficult and sensitive cases.
Support recovery initiatives, including repossession/auction processes where applicable and as per company policy.
Sourced from foundit
Skills
Controlling portfolio slippagesDriving timely collectionsManaging field collection activitiesMonitoring delinquency and overdue accountsPortfolio Managementcollections recovery
About Muthoot Capital Services
Muthoot Capital Services
Financial Services
1.8k+
employees
1994
32 years old
Kochi/Cochin, Kerala
India
₹3.8L PA avg
Avg at Muthoot Capital Services
About
Muthoot Capital Services, a non-banking finance company, provides a range of financial products and services, addressing diverse funding needs of customers in various sectors.
Industries
Financial Services
Employee ratings
10 reviews
3.7/ 5
Culture
2.7
Career growth
2.5
Work-life
2.8
Employees rate it well for
Work-Life Balance37Overall Company37
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