Policy Risk Manager

Role & responsibilities

Policy Development & Governance:

- Develop, update, and implement risk policies across credit, operational risk.
- Ensure policies remain aligned with regulatory guidelines, internal risk appetite, and industry best practices.
-Draft comprehensive policy documents, SOPs, and governance frameworks.

-Defining early risk thresholds.
- Conduct periodic policy reviews and recommend enhancements.

Risk Assessment & Monitoring:
- Owned loss numbers and collaborate with credit and collections to deliver the numbers. 

- Evaluate endtoend processes and identify policyrelated risk exposures or gaps.
- Conduct thematic reviews and control assessments.
- Monitor early warning indicators and exceptions.
- Support development of risk monitoring dashboards.

Regulatory Compliance:
- Interpret relevant regulatory guidelines and ensure integration into policies.
- Liaise with compliance, audit, and business units.

Stakeholder Collaboration:
- Partner with business teams, credit, operations, compliance, audit, legal, and technology.
- Provide risk advisory support.
- Conduct workshops and training sessions.

Portfolio Monitoring:
- Analyze portfolio quality, loss events, and control breaches.
- Prepare risk assessment reports and presentations.

Governance & Audit Support:
- Facilitate internal and external audits.
- Document audit responses and ensure closure of findings.