Payment Operations Specialist
Wego · Bengaluru · onsite · Posted 27d ago
Undisclosed2–3 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
As a Payments Operations Specialist, you will report directly to the Payment Operations Lead and support the smooth execution of Wegos daily payment operations in the India market. Indias payment landscape is dominated by UPI, alongside cards (Visa, Mastercard, RuPay), net banking, and wallets, and is governed by a fast-evolving RBI and NPCI regulatory regime. You will ensure that refunds, disputes, partner performance, and risk alerts are monitored, reported, and escalated accurately and efficiently, in line with RBI and NPCI requirements. Your work plays a critical role in maintaining payment stability, regulatory compliance, and customer satisfaction in one of the worlds most complex and fastest-growing digital payment markets.
Your day-to-day involves:
- Monitor daily alert channels for payment issues across UPI, cards, net banking, and wallets, escalating critical items as needed
- Review and track payment partner performance to ensure service consistency and adherence to RBI-mandated settlement and uptime timelines
- Review dispute and chargeback evidence across UPI, card networks, and net banking, supporting timely, accurate resolution within RBI/NPCI turnaround times
- Maintain internal trackers and update the bi-weekly operational progress report
- Respond to operational inquiries from internal teams and coordinate resolutions with Indian banking and payment partners
- Follow up on escalated issues, including those referred to the RBI Ombudsman or NPCI grievance channels, to ensure timely closure
- Verify and update refund failure cases for inclusion in the weekly report, in line with RBIs T+1 auto-refund requirement for failed transactions
- Collaborate with cross-functional teams (Legal, Compliance, Product) to support process improvements
Responsibilities
Responsibilities
- Acting as Wegos on-the-ground representative for payment operations in India, serving as the primary point of contact for local banks, PSPs, and NPCI/RBI-related matters
- Monitoring daily alert channels for system or transaction anomalies across UPI, cards, and net banking, and promptly escalating critical issues to the appropriate teams
- Conducting daily performance reviews across payment partners (PSPs, banks, NPCI-linked rails), ensuring operational consistency and uptime
- Reviewing and verifying dispute evidence daily, including UPI complaints raised via NPCIs UDIR system and card network chargebacks, supporting accurate resolution and minimizing financial risk
- Assisting with KYC/AML due diligence reviews for payment partners and merchants
- Compiling and sharing a bi-weekly operational progress report to summarize key findings, dispute/fraud trends, and performance metrics with stakeholders
- Responding to and managing day-to-day operational questions and inquiries, acting as a support bridge between internal teams and Indian banking/payment partners
Qualifications and Skills
- 2-3 years of experience in payment operations, fintech, banking, or a similar environment, ideally within the India market
- 2-3 years of experience in payment operations, fintech, banking, or a similar environment, ideally within the India market
- Working knowledge of Indias payment landscape: UPI, IMPS, NEFT/RTGS, net banking, cards (Visa/Mastercard/RuPay), and digital wallets
- Familiarity with NPCIs dispute and chargeback processes (UDIR) and applicable turnaround times
- Excellent level in Excel or Google Sheets ability to manage and analyze reports
- Create and maintain dashboards (eg, Looker) to track payment performance, disputes, and fraud metrics
- Comfort using AI tools to support operations: uncovering anomalies, speeding up investigations, and surfacing trends across transactions and disputes
- Strong attention to detail and a proactive, problem-solving mindset
- Effective communication skills, both written and verbal
- Ability to handle multiple operational tasks in a fast-paced, regulated environment
- Eagerness to learn and grow within a cross-functional team setting
- A strong sense of ownership and accountability
Preferred but not required:
- Prior experience in the travel industry
- Experience working directly with Indian banks, PSPs, or RBI-regulated payment aggregators
- Basic knowledge of PMLA/AML compliance, DPDP Act data protection requirements, or fraud risk management
What We Offer
Competitive salary and benefits package.
Opportunity to work in a fast-paced and innovative industry.
A collaborative work environment with opportunities for growth and development.
If you are passionate about Payment operations, risk management, and driving results in one of the worlds most dynamic and highly regulated payment markets, we encourage you to apply!
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
Due Diligencecustomer satisfactionImpsdata protectionFinancial riskDPDPNet Bankingaml compliancefraud risk managementBankingNEFTGoogle SheetsFintechAI ToolsCommunication SkillsLookerLegalAmlcomplianceKYCArtificial Intelligence
About Wego
Wego
Travel & Tourism
70
employees
2005
21 years old
Singapore
Singapore
₹19.8L PA avg
Avg at Wego
About
Wego operates in the travel technology sector, offering search platforms that compare travel products, facilitating better travel booking decisions for users.
Industries
Travel & TourismInternet
Employee ratings
9 reviews
3.9/ 5
Culture
4.3
Career growth
4.0
Work-life
4.7
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