Optimum Solutions - Business Analyst - Banking & Payments

Job Description:

We are looking for a Business Analyst with strong experience in Banking, Payments and API-based integrations. The role will work closely with Business, Technology, Architecture, Vendors and external partners to deliver banking integration solutions.

Key Responsibilities:

- Gather, analyze and document business, functional and technical requirements.

- Prepare BRD, FRD/FSD, user stories, process flows, data mappings and API specifications.

- Analyze REST/SOAP APIs, payloads, validations, error handling and integration workflows.

- Support integrations involving payments, escrow, transaction/balance inquiries, inflow services and payment notifications.

- Work with architects and development teams on interface design and API contracts.

- Define and review SIT/UAT scenarios, test cases and traceability matrices.

- Support defect triage, UAT sign-off, deployment and hypercare.

- Coordinate with Business, Digital Banking, Architecture, Security, Operations, Vendors and external partners.

- Support security requirements including API security, SSL/certificates and secure connectivity.

- Track project dependencies, risks, issues and delivery milestones.

Required Skills:

Functional:

- Banking & Payments

- Payment lifecycle and transaction processing

- Reconciliation

- Digital Banking / Core Banking integrations

- Strong stakeholder and vendor management

Technical:

- REST/SOAP APIs

- JSON/XML, XSD/WSDL

- Swagger/OpenAPI

- Postman/SoapUI

- SQL and data validation

- Data mapping and integration concepts

- Event-driven/callback integrations

- Tools: Jira, Confluence, Azure DevOps, Visio, Postman, Excel, SQL Developer

Qualifications:

- Bachelor's degree in Computer Science, Engineering, IT or related field.

- 5+ years of Business Analysis experience, including 5+ years in Banking/Payments/Financial Services integrations.

- Strong experience with API-based integration projects and third-party vendors.

Preferred:

- UAE Banking experience.

- Digital Payments / Escrow solutions.

- Government, Land Department, Property or Real Estate integrations.

- Large-scale banking transformation programs.