Mortgage Loan Officer

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Mortgage Loan Officer based in the United States.

This role offers the opportunity to guide customers through one of the most important financial decisions of their lives: homeownership. You will manage the full mortgage lending journey, from initial consultation through loan closing, while building trusted relationships with borrowers and referral partners. The position combines lending expertise, consultative sales, and community engagement to drive growth and deliver exceptional customer experiences. You will act as a trusted advisor, helping customers identify financing solutions aligned with their goals and financial needs. The role requires strong relationship-building skills, independence, and the ability to thrive in a dynamic, customer-focused environment. By developing referral networks and managing a strong loan pipeline, you will directly contribute to business growth and community impact.

Accountabilities:: The Mortgage Loan Officer is responsible for originating residential mortgage loans while providing personalized guidance and maintaining strong relationships with customers, referral partners, and community organizations. The role combines mortgage expertise, business development, and customer service to support successful lending outcomes.

Manage the complete mortgage loan origination process, including interviewing applicants, collecting applications, reviewing borrower information, and submitting loan packages for processing and underwriting.

Conduct detailed customer consultations to understand financial circumstances, homeownership objectives, borrowing needs, income, assets, liabilities, and credit profiles.

Recommend appropriate mortgage products and lending strategies while guiding customers through application, approval, and closing processes.

Maintain and manage an active mortgage pipeline by tracking opportunities, collecting documentation, monitoring loan progress, and ensuring timely follow-up.

Build and strengthen relationships with referral partners, including real estate professionals, builders, attorneys, financial advisors, and community organizations.

Develop and execute business development strategies to generate new opportunities, increase mortgage production, and expand market presence.

Represent the organization through networking, community involvement, customer meetings, and outreach activities.

Collaborate with internal teams to provide a seamless customer experience and identify opportunities for additional financial solutions.

Maintain accurate loan records, documentation, and customer communications while ensuring compliance with lending requirements.

Apply sound judgment when using technology and AI-enabled tools to improve efficiency, accuracy, and decision-making while following approved policies.

Requirements:

The ideal candidate brings proven mortgage lending experience, strong sales capabilities, and the ability to build trusted relationships with customers and partners. Success in this role requires financial knowledge, regulatory awareness, organizational skills, and a proactive approach to business development.

High school diploma or equivalent required.

Minimum of 3 years of residential mortgage loan origination experience, including managing pipelines, developing referral relationships, and generating new business.

Active registration with the Nationwide Mortgage Licensing System & Registry (NMLS), or ability to obtain and maintain required registration.

Strong understanding of residential mortgage products, pricing, underwriting guidelines, and lending processes from application through closing.

Experience analyzing borrower financial information, credit history, income documentation, and assets to identify suitable lending solutions.

Knowledge of applicable mortgage regulations, including TILA, RESPA, HMDA, ECOA, and Fair Lending requirements.

Strong communication, negotiation, and relationship-building skills with the ability to explain complex financial concepts clearly.

Demonstrated success in sales, networking, prospecting, and developing referral partnerships.

Ability to manage multiple priorities, maintain a high-volume pipeline, and work independently in a fast-paced environment.

Experience using mortgage loan origination systems and related lending technologies; familiarity with MortgageBot or similar platforms is preferred.

Proficiency with Microsoft 365 applications, including Word, Excel, Outlook, and Teams.

Ability to adapt quickly to new systems, workflows, and technology enhancements.

Professional judgment and attention to detail when handling sensitive financial information and regulatory requirements.

Ability and willingness to travel locally, with approximately 80% of work time dedicated to customer meetings, networking, referral development, and community activities.

Benefits:

Competitive base salary range of approximately $22,000 to $28,000 per year, with additional compensation opportunities available.

Fully remote work arrangement with significant flexibility for customer meetings and business development activities.

Comprehensive employee benefits package supporting health, financial security, and overall well-being.

Career development opportunities and resources designed to support professional growth.

Opportunities to build meaningful relationships within local communities and contribute to homeownership goals.

Stable work environment with opportunities for long-term career advancement.

Exposure to innovative tools and technologies that support productivity and business success.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best!  Why Apply Through Jobgether?    Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.     #LI-CL1