Manager

Job Summary

Designation: Manager

Level: L4

Experience: 10 to 16 years

Location: Chennai

Job Description: We are seeking a skilled Principal Risk Consultant with 10+ years of experience in financial services to support risk monitoring, analysis, and decision-making through data-driven insights. This hands-on and lead role focuses on analytical problem-solving, advanced SQL-based analysis, and development of scalable reporting and dashboards using Power BI and mentoring junior team members. The role involves close collaboration with Risk, Product, Operations, and Compliance teams to identify risk drivers, improve controls, and strengthen overall portfolio performance across digital financial products.

Responsibilities

• Perform risk analytics and reporting to support portfolio monitoring and risk strategy execution.
• Analyze large and complex datasets using advanced SQL to identify trends, anomalies, and root causes impacting risk outcomes.
• Design, develop, and maintain Power BI dashboards and reports to track key risk metrics, KPIs, and performance indicators.
• Conduct analytical deep dives across areas such as transaction risk, customer behavior, onboarding risk, underwriting performance, fraud trends and rule monitoring.
• Evaluate the impact of risk frameworks on operational losses and customer experience.
• Partner with cross-functional stakeholders to translate ambiguous business problems into structured analytical solutions.
• Present insights, narratives, and recommendations clearly to senior stakeholders to influence risk decisions.
• Contribute to the enhancement of risk frameworks, metrics, monitoring processes, and governance standards.
• Ensure data accuracy, consistency, and adherence to internal risk, compliance, and reporting requirements.

Skills

Technical Requirements

• Bachelors or Masters degree in Statistics, Mathematics, Economics, Data Science, Engineering, or a related field.
• 5+ years of experience in Risk Analytics or related analytics roles within Financial Services, FinTech, Payments, or Banking.
• Strong understanding of risk concepts, metrics, and lifecycle across financial products.
• Advanced proficiency in SQL (complex joins, CTEs, window functions, performance optimization).
• Hands-on experience with Power BI, including data modeling, DAX, and dashboard development.
• Strong problem-solving, analytical thinking, and independent execution capabilities.
• Experience working with large datasets and converting analytical insights into business actions.
• Excellent communication, stakeholder management and team management skills.

Preferred Qualifications

• Exposure to fraud risk, credit risk, operational risk, or compliance-related analytics.
• Experience with digital products, wallets, payments, or merchant/customer platforms.
• Familiarity with data automation, ETL processes, or scripting languages (e.g., Python).
• Experience operating in fast-paced, data-driven environments with evolving risk and regulatory requirements.

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.