Manager - Treasury & Credit control

A credit manager needs to oversee the credit functions of a business. They are responsible for managing the credit risk, cash flow, and liquidity, of the organization. They also ensure compliance with relevant policies, regulations, and accounting standards.

• Evaluate the creditworthiness of existing and potential customers and set appropriate credit limits, Risk Profiling and Terms.
• Monitor account receivables and minimize bad debts.
• Standard soft skills consist of personality traits, social agencies, communication, language skills, friendliness, and optimism.
• Negotiate deals with customers (Internal and External), suppliers, and lenders to resolve credit issues, disputes, and favourable Contractual Terms.
• Monitoring customer onboarding, predictive Risk analytics, and maintenance of credit centralized data.
• Drive Innovations to achieve an Organisation's Digital footprint, transform the credit management field, improve productivity and eliminate repetitive tasks.
• Develop and implement credit and treasury policies and procedures.
• Optimize the cash management and working capital of the business.
• Identify and mitigate financial risks, such as currency, interest rate, and liquidity risks.
• Ensure compliance with internal controls, audit requirements, and tax regulations.

• Bachelor's degree in finance, accounting, or related field
• Professional certification, such as CCP (Certified Credit Professional), CFA (Chartered Financial Analyst), or CMA, is preferred.
• At least 5 years of experience in Credit Management or related roles
• Strong knowledge of financial markets, accounting principles, and regulatory frameworks
• Proficient in using SAP, Microsoft Office-(Spreadsheet and VISIO), and Database Management
• Excellent analytical, problem-solving, and decision-making skills
• Effective communication, negotiation, and interpersonal skills
• High attention to detail, accuracy, and integrity
• Ability to work independently and as part of a team.
• Ability to handle multiple tasks and prioritize deadlines and bring Innovation.

• Credit risk analysis
• Risk profiling
• Accounts receivable monitoring
• Negotiation
• Cash management
• Working capital optimization
• SAP
• Microsoft Office-(Spreadsheet and VISIO)
• Database Management