Manager - SCF(Credit)

What you will work on:

• Oversee the company's credit policies, procedures, and processes related to SCF and HVC business, ensuring all risks are addressed appropriately through evaluation and developing required risk frameworks.
• Directly responsible for the credit quality and risk performance of the company and the SCF and HVC businesses.
• Develop and review Early Warning System (EWS) reports.
• Periodic review of portfolio in accordance with current Industry scenario and recent RBI Circular, making amendments to Policy accordingly.
• Keeping a tab on external economic environment, regulatory policies and competition with a view to ensure strong business growth.
• Ensuring system automation for improving team efficiency and productivity.
• Using data analytics to develop insights into credit risk trends, identify emerging risks, and optimize credit risk management strategies.

The ideal candidate:

• Highly driven and motivated individual with the ability to get hands-on where required.
• Ability to communicate, present, and influence all levels of the organization, including executive and C-level.
• Ability to motivate and develop a strong team.
• Problem-solving approach.
• Strong business acumen.

Qualification and Experience

• 1 - 3 years' experience required in the credit/risk department related to supply chain financing and/ or wholesale corporate lending.
• CA/CFA degree with relevant experience
• Strong understanding of operational, legal, and credit risk across the full range of industries.
• Should have experience in unsecured and finance-based credit assessment