Manager - Professional Loans - Underwriting

Job Purpose


This position is open with Bajaj Finance ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity

Duties and Responsibilities


The role will require a strong understanding of Professionals, industry knowledge market intelligence and underwriting processes at BFL to ensure that only credit worthy firms Individuals are extended loans in line with BFLs risk policies. The incumbent will be responsible for underwriting loans in their specific locations, which will mostly be pre-qualified / pre-approved by the Risk team, and require quick processing TATs, in the following businesses:Professional Loans:Monthly disbursements are expected to cross Rs.250 Cr in these businesses by September. Thus each Credit Manager is expected to process Rs.10 Cr of loan applications. Key Responsibilities: 1. Underwriting of Loans to Professionals within defined time lines.2. Drive ownership of internal processes compliance with underwriting policies 3. Support Business, Risk Operations in meeting the long term goals of the respective businesses

Required Qualifications and Experience


Qualifications: