Manager, Financial Planning & Analysis
Xoom · Chennai · onsite · Posted today
Undisclosed5–10 yrsfulltimeSourced from
About a minute. You'll make an account on the way through.
About this role
Job Summary
Essential Responsibilities
Minimum Qualifications
Your way to impact
In your day-to-day role you will be responsible for:
What you need to bring
What you need to know about the role: Were looking for a Finance Manager to be the analytical engine behind our payments economics. Youll own the data, reporting and dashboards that explain how our Total Processing Volume (TPV), revenue and transaction expenses (interchange, scheme fees and processing fees) turn into transaction margin. Most of our pricing is Interchange++ (IC+), so cost changes flow through to revenue.
Meet our team:
Youll join the Payments Finance team, reporting to the Senior Finance Manager. The team owns revenue and transaction expense performance for the business. We work closely with Accounting on month-end close and reconciliation, with Corporate Finance on forecasting and planning, and with Product on pricing and margin initiatives. Were a small, hands-on team that values curiosity, ownership and clear answers to messy questions.
Essential Responsibilities
- Facilitate collaborative engagement with business to cultivate strong partnership and unlock incremental value for the enterprise
- Ensure in-depth understanding of the business to proactively identify key business drivers
- Effectively communicate financial results key drivers through concise effective storytelling
- Streamline, improve, automate designated workstreams and processes to drive efficiency
- Manage business case modeling, run deep dive analysis, and other ad-hoc financial analysis
- Monitor expense and headcount plan vs actual and provide analysis/recommendation for business partners and Finance team
- Work autonomously but in collaboration with teammates and business partners supporting a global business
- Guide the business through various finance-related tasks
- Own budgeting, forecasting, month-end close, variance analysis, and reporting
- Collaborate with cross-functional teams such as Controllership, Corporate FPA, Legal, and a broad group of business stakeholders
Minimum Qualifications
- 5+ years relevant experience and a Bachelor s degree OR Any equivalent combination of education and experience.
Your way to impact
- Turn transaction-level data into clear insight on what is driving take rate, TE rate and margin: mix, card type, region, merchant segment, scheme fee changes and more.
- Build the dashboards leadership uses to monitor payments performance, replacing manual spreadsheets with scalable, automated reporting.
- Find margin opportunities, such as interchange optimization, scheme fee leakage, IC+ pass-through gaps and pricing outliers, and size them for Product and leadership.
- Improve the accuracy of forecasts by giving Corporate Finance reliable volume and rate drivers.
- Strengthen the link between operational data and the general ledger so our numbers tie out.
In your day-to-day role you will be responsible for:
- Writing and maintaining SQL queries to pull and transform transaction, revenue and cost data.
- Building and maintaining dashboards in [Tableau / Looker / Power BI] tracking TPV, revenue, transaction expenses, take rate, TE rate and margin.
- Running monthly and quarterly variance analysis (actual vs. forecast vs. prior period) and explaining the drivers in plain language.
- Supporting month-end close by reconciling revenue and transaction expenses with Accounting.
- Monitoring scheme fee and interchange changes and quantifying their impact on cost and pass-through.
- Doing ad hoc deep dives for leadership and Product, for example merchant profitability or pricing scenarios.
- Documenting data definitions and metric logic so everyone uses one version of the truth.
What you need to bring
- 4+ years in FPA, revenue analytics, business intelligence or a similar analytical role.
- Strong SQL skills: joins, window functions, CTEs, and working with large transaction-level datasets.
- Hands-on dashboarding experience in Tableau, Looker, Power BI or similar.
- Strong Excel/Sheets and financial modeling skills.
- A solid grasp of PL concepts and variance analysis.
- The ability to explain complex numbers simply to non-finance partners.
- Payments experience is a strong plus: interchange, scheme fees, IC+ vs. blended pricing, acquiring and processing.
- Nice to have: Python, or data modeling experience; exposure to multi-currency or cross-border payments.
Sourced from naukri
Skills
Corporate FinanceFinance ManagerControllershipdebit cardDashboardingAnalyticsFinancial Modelingcredit cardCryptocurrenciesfinancial analysisBudgetingAccountingfinanceData ModelingBusiness Intelligence
About Xoom
Xoom
San Francisco
US
About
Xoom Corporation operates in the fintech industry, offering rapid and secure remittance services for international money transfers.
Industries
ConsumerE-CommerceFinancial ServicesFinTechPayments
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