Manager - Credit
Bajaj Finserv Health · Pune · onsite · Posted 36d ago
About a minute. You'll make an account on the way through.
About this role
Job Purpose
- Risk Management for the company- Credit Managers play a critical role in managing risk. They assess the creditworthiness of potential customers and monitor existing clients,
- Compliance- Ensure compliance with relevant laws and regulations. They must stay informed about legal requirements related to credit lending and ensure that the organization adheres to them.
- Financial Growth- Credit Managers contribute to the financial growth of the organization. By making informed decisions about credit limits, terms, and conditions, they help facilitate sales while minimizing bad debt losses.
- Credit Policies and Procedures- They are responsible for implementing and maintaining consistent credit policies. This includes periodic credit reviews of existing customers and assessing the creditworthiness of potential clients.
- Evaluate potential customers creditworthiness
- Evaluate & reduce the credit risk
- Approve and reject loans through the available data
- Review and update the company's credit policy and monitor loan payments and bad debts.
- Play a vital role in maintaining financial stability through effective credit risk management and debt collection strategies.
- Require a combination of hard skills such as financial analysis and soft skills like communication and negotiation to excel in their role
- Controlling the overall credit exposure of the company can be complex & closely monitor accounts receivable and assess the creditworthiness of customers.
- Analyzing financial statements, credit reports, and payment histories to gauge risk levels.
- Ensuring compliance with credit policies
- Making informed decisions based on financial regulations and company policies.
- Utilizing technology and staying updated on industry trends also contribute to their effectiveness
Graduate/Post Graduate/MBA with minumum expserience of 1-3 Yrs in credit underwriting, specifically having knowledge of tractor underwriting.
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About Bajaj Finserv Health
Bajaj Finserv Health
Internet
1.0k+
employees
2019
7 years old
Pune, Maharashtra
India
About
Company Overview
Bajaj Finserv Health is a health-tech company providing access to preventive, personalized & affordable healthcare for all. It is an all in one healthcare application where you can get a wide range of healthcare services such as accessing personalized healthcare plans, finding doctor clinics near you, booking appointment, storing your health records, and a lot more. At Bajaj Finserv Health, we are trying to change the way Indians access Healthcare. If you want to tackle hard and interesting problems at scale, and create an impact within an entrepreneurial environment, Join us!
Website: https://bajajfinservhealth.in/
Video links (App video) https://youtu.be/M2QHvaBC_z8
Bajaj Finserv Health Launch https://youtu.be/IrL_GDlCUhQ
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