MUMBAI · FULLTIME
Manager Credit - Digital
Tata Capital
Mumbai · onsite · Posted 1d ago
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Undisclosed3–7 yrsfulltimeMumbai
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Section · 01
About this role
- Utilize digital tools and technologies to assess creditworthiness of SME clients.
- Implement data-driven credit scoring models for automated decision-making.
- Ensure strict adherence to credit policies and procedures.
- Evaluate credit applications against established criteria.
- Streamline the credit approval process using digital solutions.
- Minimize manual intervention and enhance efficiency.
- Analyze financial data, credit reports, and other relevant information.
- Identify key factors influencing credit decisions.
- Assess credit risks associated with SME clients.
- Determine appropriate credit limits and terms.
- Communicate with SME clients to gather additional information and clarify details.
- Provide feedback on credit decisions to clients when necessary.
- Maintain comprehensive records of credit assessments and decisions.
- Ensure documentation is complete and accurate.
- Ensure compliance with regulatory requirements in digital credit assessments.
- Stay updated on relevant regulations and implement necessary changes.
- Implement digital tools for ongoing credit monitoring and portfolio management.
- Identify early warning signals of credit issues.
- Collaborate with cross-functional teams, including technology and data analytics teams.
- Ensure seamless integration of digital credit assessment solutions.
Qualifications -
Minimum Degree: Post Graduate/Graduate in any discipline.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Section · 02
Skills
Credit Scoringfinancial datacredit processingcredit policyAnalyticscredit approvalDigital SolutionsCredit MonitoringData AnalyticsPortfolio ManagementCredit Assessmentdata analysiscompliance
Section · Company
About Tata Capital
Tata Capital
NBFC
12.4k+
employees
2007
19 years old
Mumbai, Maharashtra
India
About
Tata Capital operates in the financial services sector, offering a diverse range of solutions including commercial finance, personal loans, and wealth management.
Industries
NBFCFinancial Services
Employee ratings
5,719 reviews
3.9/ 5
Culture
3.8
Career growth
3.4
Work-life
3.8
Employees rate it well for
Work Culture402Salary377Work Life Balance336Work Environment315Senior Management246
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