Manager - Credit Card Portfolio Analytics

About the company

SBI Card is proud to be an equal opportunity inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What s in it for YOU

1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
2. Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
3. Dynamic, Inclusive and Diverse team culture
4. Gender Neutral Policy
5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
6. Commitment to the overall development of an employee through comprehensive learning development framework

Role Purpose

The role is responsible for monitoring the corporate card portfolio basis the spends and corporate credit bureau data received on a periodic basis.

Role Accountability

1. Analysis and monitoring of corporate card portfolio performance to identify spending patterns in line with credit approval
2. Conduct data analytics, modelling and segmentation for portfolio management
3. Create and monitor of portfolio performance dashboards on time on a periodic basis
4. Digitizing the financials scorecard outputs
5. Monitor portfolio performance and take corrective actions to maintain the portfolio delinquency within benchmark rates
6. Identify opportunity or stress segments in the portfolio and taking appropriate actions(+ve and -ve actions)

Measures of Success

Maintaining portfolio quality (30+ %, NPA% etc. ) within the defined benchmarks

Technical Skills / Experience / Certifications

1. Must have working knowledge of MS excel and data analytics tools like SQL SAS
2. Must have the ability to work effectively within a team and with other teams
3. Self-starter

Competencies critical to the role

1. Written and verbal Communication
2. Analytical Skills Problem Solving
3. Process Orientation
4. Agility responsiveness

Qualification

Master s degree in economics, statistics or business management

Preferred Industry

BFSI