Manager - Business Accounting

- Execute accounting for lending portfolios across retail and corporate businesses
- Ensure accurate revenue recognition, exempt income tracking, and technical write-offs
- Support product-level accounting across systems (FinnOne, Bancs, Credence, LAMS, etc. )

- Support Expected Credit Loss ( ECL) monthly provisioning workings
- Assist in Effective Interest Rate ( EIR) computation and amortization
- Validate NPA classification, provisioning, and off-balance sheet exposures

- Perform reconciliations across LMS (FinnOne/Bancs), SAP (ECC

- Prepare financial schedules for reporting packs for consolidation
- Support submission of financial data for group reporting (Tata Sons FFC packs)
- Assist in standalone and consolidated financial reporting

- Prepare data and workings for regulatory submissions
- Improve automation and validation controls in regulatory reporting
- Ensure compliance with RBI / NHB reporting requirements

- Facilitate statutory, internal, RBI, and IFC audits

- Provide reconciliations, data, and supporting documentation

- Resolve audit observations and maintain robust audit trails

- Support UAT for system enhancement and new product launches

- Monitor production issues and coordinate with IT teams
- Ensure integrity and smooth functioning of accounting systems

- Identify automation opportunities in accounting and reporting processes
- Drive initiatives in reconciliation, DPD reporting and MIS automation
- Improve efficiency and reduce manual intervention

- Support master data maintenance (e. g. , UCIC, product mapping)
- Ensure consistency and accuracy of financial data across systems
- Strengthen data governance controls impacting financial reporting

Qualifications & Experience

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Competencies:

• Ownership
• Boundaryless Behaviour
• Cost Consciousness

Functional Competencies

• IND-AS
• Regulatory Reporting & RBI Compliance
• Financial Controls
• Asset Quality Analytics
• Financial Planning & Analysis
• Data Analytics / Automation

Key Decisions taken

- Validation of accounting entries and reconciliation outputs
- Identification and escalation of system/data discrepancies
- Prioritization of reporting and compliance timelines
- Resolution of accounting and reporting issues