Loan Sales Officer

Job Description: Associate / Senior Associate Used Commercial Vehicle

Finance (Ahmedabad, Baroda, Mumbai (all areas), Pune)

Job Summary

We are seeking a dynamic, result-oriented Field Sales Executive to drive growth in our

Used Commercial Vehicle (CV) Finance division. The ideal candidate will have a

minimum of 2 years of direct field experience in used CV financing, a strong local

network of brokers, dealers, and fleet operators, and a proven track record of meeting

monthly disbursement targets.

Key Responsibilities & KRAs

• Achieve Sales Targets: Meet and exceed monthly and quarterly disbursement

targets for Used Commercial Vehicles and any new CV products introduced by

the company.

• Lead Generation & Sourcing: Identify and develop new business opportunities

through direct field visits, cold calling, and local networking.

• Channel Management: Build and maintain strong relationships with used

vehicle dealers, brokers, mechanics, and local transport hubs.

• Customer Assessment: Conduct preliminary credit and financial screenings of

customers, evaluating their profile, repayment capacity, and asset condition.

• End-to-End Logistical Management: Oversee the loan process from document

collection and login to verification, valuation, and final disbursement.

• Portfolio Health & Collections: Assist the credit and collections team in

monitoring early delinquencies and ensuring timely recovery from acquired

portfolios.

Required Qualifications & Skills

• Experience: Minimum 2 to 5 years of core field experience specifically in Used

CV Finance (experience in Light, Medium, or Heavy Commercial Vehicles).

• Education: Graduate or Under-Graduate degree in any stream.

• Market Knowledge: Deep understanding of the local used commercial vehicle

market, asset valuation nuances, and competitor practices.

• Skills: Strong negotiation, interpersonal communication, and relationship-

building skills.

• Mobility: Must possess a valid driving license and a personal two-wheeler for

extensive field travel.

What We Offer

• Competitive fixed salary and a highly lucrative performance-based incentive

structure.

• Travel allowances.

• Fast-tracked career progression opportunities within a growing financial

institution.