Life Insurance Investment Sales Executive

Key Responsibilities

• Drive sales and revenue generation for investment-oriented Life Insurance products.
• Sell ULIP, Guaranteed Return Plans, PAR and Non-PAR products through inbound and outbound sales channels.
• Achieve and consistently exceed monthly premium, business and conversion targets.
• Handle assigned leads, conduct timely follow-ups and maximize lead-to-sale conversion.
• Understand customer financial goals, investment requirements, risk appetite and policy objectives.
• Recommend suitable Life Insurance investment solutions based on customer requirements.
• Conduct effective product presentations, need analysis, objection handling and sales closure.
• Manage the complete sales cycle from lead generation and qualification to policy issuance.
• Drive cross-selling and upselling opportunities to increase customer value and premium contribution.
• Maintain strong follow-up discipline to improve conversion ratio and closure rate.
• Explain product features, premiums, benefits, maturity values, policy terms, charges and applicable conditions accurately.
• Maintain updated customer and sales information in CRM and internal sales systems.
• Build strong customer relationships to support repeat business, referrals and long-term engagement.
• Monitor individual sales performance and take proactive actions to achieve assigned KPIs.
• Stay updated on Life Insurance investment products, market practices and competitor offerings.
• Ensure adherence to company processes, sales quality standards and applicable regulatory requirements.

Required Skills

• Strong hands-on knowledge of Life Insurance Investment Products.
• Practical sales experience in ULIP, Guaranteed Return Plans, PAR and/or Non-PAR products.
• Proven track record in premium generation and business conversion.
• Strong sales closure, negotiation and objection-handling skills.
• Excellent communication, presentation and customer engagement abilities.
• Candidate must have practical experience in Term Insurance Sales.
• Strong lead management, follow-up and relationship-building skills.
• Ability to identify customer needs and position suitable investment solutions.
• Strong target achievement and result-oriented approach.
• Ability to work in a high-performance, target-driven sales environment.
• Good understanding of Life Insurance sales processes and customer acquisition practices.

Experience

• Minimum 1 year of relevant experience in Life Insurance Investment Sales.
• Candidates must have hands-on experience selling ULIP and/or Guaranteed Return Plans.
• Experience in PAR / Non-PAR products will be preferred.
• Candidates with demonstrated premium achievement, business contribution and strong conversion performance will be preferred.

Preferred Candidate Background

Candidates from the following industries are preferred:

• Life Insurance Companies
• Bancassurance
• Insurance Broking
• Financial Services
• Investment / Wealth Sales